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Need to get myself together: The beginning
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Dying to see your kitchen!!! So much has been put into it
Friday woo!!! Not much to do. Nearly got my bits and pieces in for my hols (not clothes for me lol but like locks for cases, sun cream, inflatable boat, my boys case - star wars huge one from BandM, etc) all I need to do is get my case (amazon vouchers will do this)
Getting a survey soon and it will be paying in paypal instead of amazon vouchers. Normally I get £15 amazon vouchers for this so will go to holiday funds
20 days to payday xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hey hun, you are doing so well!!!! It's not that long till your hols eek!!! I bet you are excited!
We are just going to Centre Parcs this year and I am excited about that nevermind Florida lol xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Less than 18 weeks to go Hoping to save about £2,200 (thats in my spreadsheet anyway lol)
Met with the school today and they were all apologetic to me and agreed that he is just a bit imature in his age (hes 6!!!) so everything has been sorted for now and will see how it goes in two weeks time for next parents meeting with them.
17 days to payday xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
How mature are they expecting a 6 year old to be.......why can't they let kids be kids and stop insisting they should grown up quicker, their childhoods seem to be getting shorter and shorter xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Exactly, he gets upset and thats their concern... no its mine as his mother. Doesnt mean he has development problems and its over not getting his own way/ or someone taking his items xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Sorry to hear you have been having school issues, my son is 6 as well and is a sensitive little soul, wouldn't change him for the world tho.
I hope he is ok and that the bigger boy naffs off!!! xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Hi - Nearly Holiday time for you
Sam xGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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17 weeks on Saturday Sam!!!! Totally not counting :P
Random question does anyone pay their car insurance in one payment and monthly? I pay monthly but they add so much interest I am thinking about saving up as much as I can in another pot and pay it off and its one less direct debit a month?
16 days to payday.... 5 week months suck!!!xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Looking at my spreadsheet (I know I sound so cool....)
I am adding £5 to my holiday spending as when I get paid end of the month I will be at £1,000 lolDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Eeeeeek 17 weeks is gonna fly by monz.
I need to get a wee countdown on the go for mine soon.
Dxxx0
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