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Noddle - my experience

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  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 September 2014 at 8:28PM
    I have personally found them pretty poor. They gave me completely opposite information compared to what Experian did

    Exaggerating .... ????
    Why do not you demand them to change it is bad for your record as the info hold by Noddle which is the same company with Call Credit is also used by lenders ....

    if they do not want to change it then You might win a compensation by taking them to FOS ....

    Would like to hear what have you done to address that ... Otherwise you will just discredit a company for the motive that only you know ....

    Noodle is a good example what a CRA should be. It should be free, as it is the people data they are selling .....
  • Ben_GT
    Ben_GT Posts: 11 Forumite
    Seventh Anniversary Combo Breaker
    I have been using Noddle for a while which looks brilliant when I go through it but some thing was bringing my credit score down. I bit the bullet and signed up with Equifax and Experian and learned that Npower only report to Experian and for some reason had been marking me down for missed payments. I'm dealing with that now but never would have known dealing with Noddle alone
  • Ben_GT wrote: »
    I have been using Noddle for a while which looks brilliant when I go through it but some thing was bringing my credit score down. I bit the bullet and signed up with Equifax and Experian and learned that Npower only report to Experian and for some reason had been marking me down for missed payments. I'm dealing with that now but never would have known dealing with Noddle alone



    I agree with the above poster. Noddle in my experience does not hold as much information as the other two agencies, so checking all is paramount if you want accurate information on your credit score.


    Personally I feel that if any company is going to report on someone they should have to report to all agencies so that there are no disparities. But I suppose you then wouldn't have to purchase your records from each one individually and they would lose valuable revenue!
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