First ever car

vinny_vimto

I do like BMW 1 series but more expensive then I would like. Micra is what I learnt in so know they arent too bad. I will deffo look at the jazz.

Alot of the free insurance offers with the new cars require you to have been driving 1 year

forgotmyname

Have you done any insurance comparisons?

£400 a month maybe enough for the insurance... Its gone up since i did quotes about 6 months back.

£1300 Quotes in Feb for a just passed driver are now £1900+

vinny_vimto

I did some today averaging about £1350 fully comp or if black box £1000

ilikewatch

forgotmyname wrote: »

Have you done any insurance comparisons?

£400 a month maybe enough for the insurance... Its gone up since i did quotes about 6 months back.

£1300 Quotes in Feb for a just passed driver are now £1900+

I'm (maybe wrongly) assuming that the OP isn't a typical 17yo new driver - my friends wife recently passed her test at 27 and is paying about £550 a year TPFT with her husband, mum and dad as named drivers.

vinny_vimto

ilikewatch wrote: »

I'm (maybe wrongly) assuming that the OP isn't a typical 17yo new driver - my friends wife recently passed her test at 27 and is paying about £550 a year TPFT with her husband, mum and dad as named drivers.

You're correct I started late at 28

bluesnake

vinny_vimto wrote: »

I did some today averaging about £1350 fully comp or if black box £1000

Probably wont help, but get third party and thrid party, fire and theft quotes, because by the time the insurance company value your car, then you pay the say £250-500 excess, there will not be much left. Might even be cheaper in some circumstances, if someone hits yours (or it gets stolen) to walk away and not claim.

forgotmyname

I found 3rd party quotes to be way dearer. TPFT coming out slightly dearer than Comprehensive with a high excess.

Take the excess too high though and the price starts going up again. £500 - £1000. Some went up after £750.

So you get better protection (glass cover etc) for less money. If the cars damaged then just dont claim. Exactly the same as having 3rd party.

darkmatter101

ilikewatch wrote: »

Pfft! Real men drive a Hi-Lux or a Capri. Hair dressers and moderately successful sales reps drive BMW's.

You have to be kidding me? While I admit a lot of corporate employees get the typical 320d bmw's you see whizzing up and down the motorway (they are company cars), I can assure you a hair dressers and the average sales men who only cares about the car badge would not purchase a proper 6 cylinder BMW or even the M series BMW's. Can't even compare a capri or Hi-lux to a BMW M3 let alone a 325i.

heartbreak_star

Careful mind - new BMWs seem to come with a some sort of gadget that lowers your road manners and no indicators fitted as standard

HBS x

BeenThroughItAll

darkmatter101 wrote: »

You have to be kidding me? While I admit a lot of corporate employees get the typical 320d bmw's you see whizzing up and down the motorway (they are company cars), I can assure you a hair dressers and the average sales men who only cares about the car badge would not purchase a proper 6 cylinder BMW or even the M series BMW's. Can't even compare a capri or Hi-lux to a BMW M3 let alone a 325i.

'Real men' drive whatever the hell they like, as they're not interested in the judgments made by small-minded, stereotyping, ignorant individuals.


Do you, by any chance, drive a BMW? Are you concerned that if you drove something else, people would consider you less of a man? If so, the choice of car is the last thing I'd worry about if I were you; I'd be seeing someone to help with your self-esteem issues before they lead to clinical depression or suicide.