Sainsburys cancelling credit cards

sunny427

Just received letter Sainsburys cancelling credit card even though with them for over 5 years and for something that happened over 10 years ago. ridiculous
:mad::mad::mad::mad:

SnowTiger

sunny427 wrote: »

Just received letter Sainsburys cancelling credit card even though with them for over 5 years and for something that happened over 10 years ago. ridiculous
:mad::mad::mad::mad:

Intriguing. What happened ten years ago?

CKhalvashi

What does the letter say?

What happened 10 years ago?

Forgive me if I'm confused.......

virgo17

Also intrigued to know what transgression the OP believes may have brought about this action.

I have a Sainsbury's Gold CC which gets very little use these days.

planteria

yes, tell us more. and never had a gold card of any kind...retro;)

chanz4

im onto black ones now

[Deleted User]

4 posts in 6 years... I expect we will get an update in 2017

sunny427

Basically been paying off all CC bills on time for last 6-7 years. Before than was trying to consolidate balances and must have missed a few payments. But ever since all payments made on time. Suddenly Sainsburys send letter they will cancel CC and wont give explanation. Might affect ppl across the board. They dont care about current track record. you cant change the past but you can change future which is what i was trying to do. Ridiculous

make that 5 posts in 6 years

jonesMUFCforever

They are also stopping BGC credit slips for accounts - not sure if this affects cards so all credit transactions will have to be done by post.

agrinnall

I find it hard to believe that missed payments 10 years ago would have cause Sainsbury's to close your account now, for a start they will have known about the missed payments for as long as you've had the card. And missed payments 10 years ago won't be reported at the CRAs now anyway.

The fact that you now say they won't explain the closure suggests that you've jumped to an incorrect conclusion and that something else in your conduct of this account or elsewhere in your finances has caused them to make a swift decision that you're not a customer they want.

I would be checking my credit records to see if something has appeared recently to cause this.

The_Boss

sunny427 wrote: »

Just received letter Sainsburys cancelling credit card even though with them for over 5 years and for something that happened over 10 years ago. ridiculous
:mad::mad::mad::mad:

Hmmm...

sunny427 wrote: »

Suddenly Sainsburys send letter they will cancel CC and wont give explanation.

So you don't actually know why it was then. The rest looks like conjecture and scaremongering.