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DCA Phishing letters

135

Comments

  • sourcrates
    sourcrates Posts: 31,961 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Some faster than others, give them 14-30 days, if no response after this, then send reminder.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Thank you sourcrates

    I will send a reminder, this time by registered post, out on Friday which will have been 15 days.
  • so I sent a reminder to both companies by registered post on the 19th which will have been 15 days since I sent the original and basically said that this was the second time I have contacted them. I know they have received the letters as I have checked through tracking but as yet have heard nothing back from either. Is this usual? Would you advise I send any further letters or should I now leave it with them?

    Thank you all again for your help and support
  • so little bit of a panic today - its been a full calendar month since I sent the first letters and 2 weeks since i sent the reminders and I have had nothing back at all.

    Should I be worried by this? Is this a bad sign?

    Sorry to ask but I was hoping for something back from them by now to start getting this sorted
  • happy_bunny_2
    happy_bunny_2 Posts: 4,488 Forumite
    They may still be looking for evidence, as when they get the accounts, they don't usually get all the paperwork, this is held by the original creditor.

    I would just wait, someone will get in touch, even if its a different DCA.

    Just put any spare cash aside for when they do.

    HB
    :beer:
  • Thanks happy_bunny, I guess its just my mind doing overtime and worrying about ccj letters dropping through my door.

    As you say I will leave it with them and wait and see what happens.

    Thanks again for your reply :)
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    no news is good news
  • Hi all, I finally had a reply from one of the DCA, they say:-

    "we have requested the relevant documents from the original creditor. Once we have received these we will post them to you."

    This was in response to the "prove it letter".

    Should I wait for these documents to be sent or am I best to send the CCA request now?

    Thanks for your help
  • I would wait and see what they send.

    You need proof it's your debt before going down the CCA route.

    HB
    :beer:
  • Thanks HB, makes sense

    Thank you for popping back to answer, you have all been been fantastic and I can't thank you enough
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