Power of Attorney dilema

g6jns_2

getmore4less wrote: »

you don't need POA to take someone who has died of a bank account,just the death certificate.

It depends at what point the bank was approached. Since the bank accounts were joint then I would expect the survivor to have to give the bank authority. If the surviving joint holder lacked capacity the bank don't necessarily have authority to alter them. Just producing the death certificate is legally not enough.in this particular case no harm may have been done but as a general point it needs to be considered. It is not that unusual for unscrupulous relatives to plunder accounts.

getmore4less

i don't think there is any legal requirement for the other joint account holders to authorize the removal of the deceased.

AIUI it will be automatically done in most cases once the holding institution has been notified and verified the death.

Anyone can notify.
all that is needed to verify is a death certificate.