Making a move on debt

muppets

monz wrote: »

Well done!!!!:) x

Thanks monz good luck on your debt journey too.xx:)

muppets

butterfly2507 wrote: »

Good luck Muppets!

Reading your diary makes me think that I should cycle as well...would make me fit and I could save money...

Thank you butterfly.

While I don't think I cycle enough the small bit I do sure does help with the money saving and keepng fit. :-)

muppets

Tough day in work both this morning and this evening,glad to be home.

Advance on wages from 2nd job today, have added the figures into YNAB and set it as wages towards October as have budgeted all for this month. Advance from 1st job should be paid by friday and that will also go towards next months bills.

Cycled to work again this evening saving myself 1.10€ in petrol, added this to my tax overpayments pot. Cycling a few times a week seems to add up quite quickly.

Had notification from work that I have 2 days vacation next week, only been waiting for 2 weeks for it to be approved :cool:.

muppets

Cycled to work again this evening, but also needed some bread on the way home so only a small savings of 0.96€ today. Have added the savings to YNAB.
Have managed to get OH onboard with YNAB, while he doesn't have much interest when I want to show/ tell him something, but he does out of the blue say "you need to check YNAB" lol.

Tomorrow will be a spendy day as we as going out to lunch, we have been budgeteing for this for the last few months.

muppets

Another payment of £15.00 gone out to my UK debts.

Yesterday as predicted was a spendy day, instead of going out for lunch we went out to dinner instead. OH and I only had a main course each, so that cut the cost down a bit, but still cost us most of our budgeted amount. This all came from money found in 2€ coins and was being saved for a big treat like we had yesterday.

2 days off work this week from job 1, but still have to go into job 2 for an hour and half today, not too bad as will still be home by lunch time today.

muppets

Doesn't feel like I have had 2 days off this week, the week seems as long as ever and I still have to do 2 shifts in work today

Had to take my cat to the vet's yesterday for a yearly injection to stop viruses, she was also given some cream for her eye as it seems to be watery, makes her look like she is crying, also she was due to have her worming tablets so the vet gave them to her yesterday as she will not swallow them if OH and I try to give them to her, we was also given worming tablets for her for april which is when she would be due them again, saving me having to take her back then. Wasn't sure how much all this was going to cost so took all the cash I had in the pets fund and would have had to pay the rest on the card if need be, but it only cost a total of 55.55€ so went home with change. :T

Off to work now for a few hours, hope work goes quick so I can get home and get back to bed :rotfl:

muppets

Been a busy few days, not had much time to get online,

Cars MOT is due by next week, so took it to the garage for a pre MOT check needed a few bits doing to it, things that needed doing but probably wouldn't have go around to fixing otherwise, so although it has cost us 425€ to get the work carried out it had atleast now been done.

2 small payments went out to the UK debts, £6 last week and then £5 today. :T

Mortgage payment also went out today so thats 840.72€ paid.

195.06€ has been transferred to my next years tax savings that I borrowed from myself to clear the loan last month.

In sept I haved saved myself 183.96€ cycling to work and from other savings.
In Sept I also saved 76.80€ from food shopping, so I will transferred that also over to the tax savings in Oct.

Cycled to work yesterday evening and this morning saving myself another 3.58€ in petrol which I will transfer over to tax savings at end of Oct.

Think that's all for today lol

Will update siggy in the next day or two.:)

muppets

Not much been happening money wise in the last few days.

I have moved the 455.46€ saved from last month to the tax repayment fund.

Did the monthly shop yesterday, OH decided he wanted to make soup which made the shopping more than normal, hoping that the left over ingredients can be used for other things this month so will save money later in the month.

Have had 2 NSDs so far this month hoping to get about 10.

OH was asking last week to put the heating on, I said come Oct then we can start using the heating when it gets cold enough, well today turned out a lovely day so still haven't needed to switch it on yet :T

Bread made in the BM today so freshish bread for toast in the morning :rotfl:

Think thats all for now.

muppets

2 more NSD's this month so that's now 4/10 hoping for another today, but we shall see.

OH made spag bol for dinner yesterday and made enough to cover another 4 meals so they have now gone in the freezer.

It had turned cold here now, so the heating had been on for 2 days, is lovely and warm when we get in from work but hate the cost of gas here.

Off to work now.

muppets

A payment of £23.50 went out towards the UK debts on friday.

Another 2 more NSD making that 6/10 so far this month:T
Cycled to work fri and sat evening saving myself 2.06€ so that has been transferred to the tax savings pot.

2 Loads of washing done today, was hoping to get both loads dried, but OH switched the heating off today as it was warm enough without it being on, if you looked out the window you wouldn't have though't it was that warm though.

Chicken curry made for dinner today and made enough for 3 more dinners, so they have gone in the freezer.

Time for bed, as need to be in work early.