IA's 'Does my bum look big in this Debt?' Diary

immoral_angeluk

postingalwaysposting wrote: »

ia when are you updating this ~ Rayday/madmoney's pesky challenge -
Citi £464.95~So far - £? ~ i am on the edge of my seat :rotfl:

As soon as I've worked it out as we've used the savings this weekend to buy ebay packing etc... I'm lost! lol!

Bunnyinthelights

DH keeps calling me Kevin

Would I go down in a court of law?

immoral_angeluk

Bunnyinthelights wrote: »

DH keeps calling me Kevin

Would I go down in a court of law?

Nah.. diminished responsibilty and all that!

ZTD

Bunnyinthelights wrote: »

Would I go down in a court of law?

I don't know. You tell us. But I would suggest the back of a theatre - at least it's dark...

Ellidee

Ooh Sarah who is that lowering the tone (geddit!) of your lovely thread ?

immoral_angeluk

ZTD wrote: »

I don't know. You tell us. But I would suggest the back of a theatre - at least it's dark...

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

Bunnyinthelights

Zed,
Trust you to lower the tone...
;0

immoral_angeluk

Right think I've worked out the money... we treated ourself to a pizza on sat plus had to get ebay packing etc so wasn't sure where we were exactly especially with money in paypal etc.
Ste's wages went in today so we have £90.41 saved from what was left over..
We currently have £45.55 in paypal with 4 items left to pay for..
We have £32.94 on it's way from Foxybingo
Plus £61.11 actually physically in savings
Plus £11 cash coming when the buyer comes to pick up our diddy amp.

(Not to mention £63.16 tracked in quidco now )

Today I've got to post some of the ebay parcels but it's nice to have some savings built up again...

As for the pesky challenge I reckon it will be possible to pay off citi by the 11th Sept.. I've worked it out like this..

£61.11 in bank
£90.41 in bank transfer limbo from bills account
£45.55 in paypal
£21 worth of items in ebay still awaiting payment
£11 from ebay buyer
£32.94 from foxybingo
£32 saved on weds
£32 saved on 29th
£32 saved on 5th Sept
£120.80 cb on 11th Sept

= £478.81 = citi paid off :T

BUT this doesn't take into account posting the ebay stuff, OR money for blackpool..... so we'll see what happens.... :rolleyes:

immoral_angeluk

Oh and suprise suprise I got declined for the natwest 0% card... I'm absolutely distraught... :rotfl::rotfl:

Snaggles

Sar, have you actually closed down the accounts you have paid off so far? Sometimes that can make a difference. Have you done a free trial with credit expert (through quidco or pigsback) - that will show you what accounts you have still up and running. Sometimes the 'available credit' you have can make almost as much difference as the actual balances you have outstanding, so it's worth writing letters to fully close down any accounts you have finished with.