IA's 'Does my bum look big in this Debt?' Diary

marksandsparksgal

Only as bad as me everytime I get another 10p search on Quidco / clickthrough on PB.

Rightio, lecture time. I will not have a kebab after, I will not!

Yorkielass

Well done on the Barclaycard IA - you're really wizzing through them now!

poodlehorse

Well done on BC I-A. Truly a terrific Tuesday! Great plan for Egg too. Question: would it make sense since you have no interest to pay on either that or the TV to put the money in a savings account (apart from the minimum payments of course) and leave it there until June acruing a bit of interest then pay the lot off? And then the same with the TV? I know you want to be debt free asap but just thought you could play them at their own game a bit more. Keep saving as much as you can and come June pay off Egg and keep doing the same until October and pay off TV and then you should still have a bit left over to whack a load at the car loan. Just a thought.

immoral_angeluk

poodlehorse wrote: »

Well done on BC I-A. Truly a terrific Tuesday! Great plan for Egg too. Question: would it make sense since you have no interest to pay on either that or the TV to put the money in a savings account (apart from the minimum payments of course) and leave it there until June acruing a bit of interest then pay the lot off? And then the same with the TV? I know you want to be debt free asap but just thought you could play them at their own game a bit more. Keep saving as much as you can and come June pay off Egg and keep doing the same until October and pay off TV and then you should still have a bit left over to whack a load at the car loan. Just a thought.

Nooooo LOL I know that's the logical thing to do but I want it gone! lol! We're going to keep the egg card as our credit repair card anyway but I just want it clear lol otherwise I'll go mad! :rotfl: :rotfl:

immoral_angeluk

£91.33 - In Bank
+ £32 - tax credit tomorrow (extra £10 as Ste got his weekly allowance out today )
+ £46.77 - parcelforce cheque
+ £26.22(?) wages fri
= 201.32
- £60 for Ste going out Sat for nephews 18th.
= £141.32 by beginning of next week...
+ £22 tc
+ £26.22 (?) wages
+ £74.68 bingo win
= £264.22 by fri 16th
+ £22 tc
+ £26.22 (?) wages
+ £82.57 ste wages
= £395.01 by fri 23rd
+ £22 tc
+ £26.22 (?) wages
= £443.23 by 30th nov
- £30 budget for ste's birthday
= £413.23 by 30th Nov
+ £51.45 TCB
+ £50 Ste TCB (both due sometime around end of november)
= £514.68

Egg - £469.91
= £44.77 change and egg paid by end of november!!!!! :T :T :T :j :j :j

slowlyfading

oh my gosh, WOW! :j x

immoral_angeluk

Fingers crossed for tcb to come good!

immoral_angeluk

oooh just totted up my quidco account for stuff due to be paid out in nov and it's looking like another £78.40 at the end of the month if everything that I expect to pays out :T

Sa1sysoo

Hiya I_A, haven't lurked in a vocal... well written... way for a while, but is it the Sun Bingo offer with My Shopping Rewards the one you've been doing? If not, that one may be worth looking at? £10 deposit, £10 free play with £10 cashback?
Thought if I'd say anything I'd try and make it helpful...:o :rolleyes:

immoral_angeluk

Sa1sysoo wrote: »

Hiya I_A, haven't lurked in a vocal... well written... way for a while, but is it the Sun Bingo offer with My Shopping Rewards the one you've been doing? If not, that one may be worth looking at? £10 deposit, £10 free play with £10 cashback?
Thought if I'd say anything I'd try and make it helpful...:o :rolleyes:

you have a pm