IA's 'Does my bum look big in this Debt?' Diary

Snaggles

Oh god, don't be suggesting stockings please - you're talking to the most fertile couple on MSE for goodness sake! :rotfl:

MrsBartolozzi

immoral_angeluk wrote: »

Have been doing some sums.. Ste wants a PS3. Obviously this throws up a dilemma as Ste wants it NOW and the only way we could do that is to put it on the Citi card which is a big no no... So ideally we could prioritise debts and then save up.
Debt wise it's hard to say how long it would take because of us ebaying etc... If we just saved the minimum we could which would be £12 out of tc a week plus the child benefit we could save..
aug 180.80
sept 168.80
oct 180.80
nov 168.80
dec 168.80
= £868

but that doesn't take into account any extra we can save or if we need to use savings for car tax, service, christmas etc BUT also doesn't take into account extra left over from your wages after the bills. so in theory if we manage to save the same as last payday..

aug 20th 90.42
sept 20th 90.42
oct 20th 90.42
nov 20th 90.42
dec 20th 90.42
= £452.10
+ £868
= £1320.10

Egg is currently £464.75 and barclaycard is £858(ish) so taking into account the payments we'll be paying normally we could be completely debt free by end of december....THEN we could buy you a PS3 on the egg card which'll be 0% for 3 months and spread the cost over 3 months while paying no interest.......

BUT it means Ste'll have to wait til the new year at the latest. Obviously if we can pay the debt off quicker with ebay etc then he wouldn't have to wait that long..... but he'd still have to wait which doesn't make for a happy Ste. lol

Men eh?

Dunno if this alters anything, but I noticed that you got your CB on the 17th this month (same day as me). Were you aware that you get 2 lots of CB in January? on the 1st and the 29th - the "extra" £120 then might make your sums a bit brighter - just a thought,
MrsB.

SarahNeedle1872

MrsBartolozzi wrote: »

Dunno if this alters anything, but I noticed that you got your CB on the 17th this month (same day as me). Were you aware that you get 2 lots of CB in January? on the 1st and the 29th - the "extra" £120 then might make your sums a bit brighter - just a thought,
MrsB.

I didn't know this... how comes?

Sarah x

cprtknight4

its cause cb is paid 4 weekly so there are 13 payments so one months there are two payments whick is a nice treat

bec x

immoral_angeluk

Evenin all! God what a day. Last night we started having PC problems and we think we had a few viruses on there so had to reformat the hard drive and reinstall windows. It's all sorted now and luckily we have an external hard drive so we could back everything up so we didn't lose anything.

Computers eh? lol!

slowlyfading

wondered where you were, how annoying! glad you got it sorted hows your day been today otherwise? x

immoral_angeluk

slowlyfading wrote: »

wondered where you were, how annoying! glad you got it sorted hows your day been today otherwise? x

YEa not too bad! It's been lovely and sunny here today so I mowed the garden and sorted it out so Ash could play outside. Then we all went a walk down the market with MIL and SIL and spent some time with them. The girls are both exhausted though! lol!

Bunnyinthelights

Sar,
Get on messenger...
Bx

immoral_angeluk

Morning all!! just a quickie ebay update..


Bumbo
£14.50
1h 31m


Speakers
£0.99
1h 41m


Djembe drum
£0.99
1h 45m


Coin collection
£8.13
2h 06m


Nirvana Bleach Vinyl
£2.80
2h 21m


Nirvana Unplugged in New York
£11.50
3h 53m


Children of Bodom Vinyl
£0.99
3h 56m

home hub
no bids
9h 57m

total so far £39.90!!! Woooo

slowlyfading

oo i hope you get more that though - though some things are doing very well what are you saving up to pay off now? the barclaycard? x