IA's 'Does my bum look big in this Debt?' Diary

James&Shell

Either way it sounds promising for him at christmas them!!

immoral_angeluk

lol......:rotfl:

Storm

My flatmate was talking about a PS3 the other day, but he was saying he needed to get a HD TV first - don't know if that's the case if you've got one.

I agree though that you should make him wait - with the end in sight for the credit cards it would be a real shame for that to be pushed back.

Or you could say that he has to raise the money or a proportion of the money himself through selling off old games, old consoles, books, DVDs, CDs etc of his own...

immoral_angeluk

Storm wrote: »

My flatmate was talking about a PS3 the other day, but he was saying he needed to get a HD TV first - don't know if that's the case if you've got one.

I agree though that you should make him wait - with the end in sight for the credit cards it would be a real shame for that to be pushed back.

Or you could say that he has to raise the money or a proportion of the money himself through selling off old games, old consoles, books, DVDs, CDs etc of his own...

HE's already talking of having his weekly budget cut and saving the rest...

Snaggles

Wow, that's progress!! Big cheer for Ste :T :T :T :T

sophiesmum_2

immoral_angeluk wrote: »

Have been doing some sums.. Ste wants a PS3. Obviously this throws up a dilemma as Ste wants it NOW and the only way we could do that is to put it on the Citi card which is a big no no... So ideally we could prioritise debts and then save up.
Debt wise it's hard to say how long it would take because of us ebaying etc... If we just saved the minimum we could which would be £12 out of tc a week plus the child benefit we could save..
aug 180.80
sept 168.80
oct 180.80
nov 168.80
dec 168.80
= £868

but that doesn't take into account any extra we can save or if we need to use savings for car tax, service, christmas etc BUT also doesn't take into account extra left over from your wages after the bills. so in theory if we manage to save the same as last payday..

aug 20th 90.42
sept 20th 90.42
oct 20th 90.42
nov 20th 90.42
dec 20th 90.42
= £452.10
+ £868
= £1320.10

Egg is currently £464.75 and barclaycard is £858(ish) so taking into account the payments we'll be paying normally we could be completely debt free by end of december....THEN we could buy you a PS3 on the egg card which'll be 0% for 3 months and spread the cost over 3 months while paying no interest.......

BUT it means Ste'll have to wait til the new year at the latest. Obviously if we can pay the debt off quicker with ebay etc then he wouldn't have to wait that long..... but he'd still have to wait which doesn't make for a happy Ste. lol

Men eh?

hi IA
I may be reading it wrong but i thought the 0% offer on egg purchases only ran until the 1st october for accounts opened in June /July?
I read it as purchases in the first 3 months of having card not 3 months from when you bought something. Maybe its me:o
Just been looking at 0% cards for my friend.

sophiesmum

immoral_angeluk

sophiesmum wrote: »

hi IA
I may be reading it wrong but i thought the 0% offer on egg purchases only ran until the 1st october for accounts opened in June /July?
I read it as purchases in the first 3 months of having card not 3 months from when you bought something. Maybe its me:o
Just been looking at 0% cards for my friend.

sophiesmum

hmmm not sure.. I read it as 0% on purchases for 3 months... lol.

postingalwaysposting

ia you have a pm

donner_kebab

Hiya IA,

Just been reading through your diary and noticed the bit about the PS3. I was chatting to a mate of mine the other night (who works in the computer games magazine industry) and he reckons that PS3's will be coming down in price before Xmas to £299. This is cause they aren't shifting as many as they had hoped (because of the huge price tag) and the fact that the Nintendo Wii is doing so well. He may be wrong however...you never know but I would say that he has a good chance of being right! Just don't want you and Ste to wait cause I told you that then it didn't happen and you might be a bit peeved! But thought best to mention it anyway!
Luv the kebabmesiter xxx

immoral_angeluk

Thanks Donna.. let's keep our fingers crossed!!!!