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IA's 'Does my bum look big in this Debt?' Diary

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  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    We were supposed to have fruit but on the day they gave us sponge instead which is why it sank when we tried to us the pillars... oh well. Tasted nice though. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • tigzem
    tigzem Posts: 2,361 Forumite
    Woohoo... how kind of the mystery person to send those vouchers.... wasn't me, I don't have your address!

    Re turning photos into b&w, I don't have photoshop... is there any other way? I'm trying to be artistic and would like some photos of DD in b&w. Some of her nursery photos were b&w and they look cool.

    Have tried photobox, hoping I could do it that way, but no way of doing it.

    I'm hopeless with this sort of thing!
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    tigzem wrote: »
    Woohoo... how kind of the mystery person to send those vouchers.... wasn't me, I don't have your address!

    Re turning photos into b&w, I don't have photoshop... is there any other way? I'm trying to be artistic and would like some photos of DD in b&w. Some of her nursery photos were b&w and they look cool.

    Have tried photobox, hoping I could do it that way, but no way of doing it.

    I'm hopeless with this sort of thing!
    what photo programs do you have on your pc?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • tigzem
    tigzem Posts: 2,361 Forumite
    what photo programs do you have on your pc?

    None as far as I know - it was wiped clean not so long ago as went wrong!

    Think I may have a disc somewhere for a photo program but no idea which one...!
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • Storm
    Storm Posts: 1,749 Forumite
    Debt-free and Proud!
    I've got Paintshop Pro at work & can do that sort of thing (and very weird some of them are too!)
    Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
    O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
    Total Debt 30th April 2008: £0 100% paid off!

    PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT ;)
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    lol know what you mean storm!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Have been doing some sums.. Ste wants a PS3. Obviously this throws up a dilemma as Ste wants it NOW and the only way we could do that is to put it on the Citi card which is a big no no... So ideally we could prioritise debts and then save up.
    Debt wise it's hard to say how long it would take because of us ebaying etc... If we just saved the minimum we could which would be £12 out of tc a week plus the child benefit we could save..
    aug 180.80
    sept 168.80
    oct 180.80
    nov 168.80
    dec 168.80
    = £868

    but that doesn't take into account any extra we can save or if we need to use savings for car tax, service, christmas etc BUT also doesn't take into account extra left over from your wages after the bills. so in theory if we manage to save the same as last payday..

    aug 20th 90.42
    sept 20th 90.42
    oct 20th 90.42
    nov 20th 90.42
    dec 20th 90.42
    = £452.10
    + £868
    = £1320.10

    Egg is currently £464.75 and barclaycard is £858(ish) so taking into account the payments we'll be paying normally we could be completely debt free by end of december....THEN we could buy you a PS3 on the egg card which'll be 0% for 3 months and spread the cost over 3 months while paying no interest.......

    BUT it means Ste'll have to wait til the new year at the latest. Obviously if we can pay the debt off quicker with ebay etc then he wouldn't have to wait that long..... but he'd still have to wait which doesn't make for a happy Ste. lol

    Men eh? ;)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • James&Shell
    James&Shell Posts: 558 Forumite
    It could be his reward for getting all your debts paid for.

    Make sure you treat yourself though to.
    :j WILL GET THERE SOON :j

    WATCH OUT FOR THE PIG FLYING PAST!!

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    I agree with James&Shell hun. You are soooo close now, and he will appreciate it all the more if he has to wait a bit longer for it (that's what I tell my OH anyway ;) ) xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    He'll just have to wait and see what santa brings him in his stocking... :rotfl:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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