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IA's 'Does my bum look big in this Debt?' Diary

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  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Lol !!!! Could you guys not do the garden as a project yourselves ???? Get a few mates round one weekend ??? Even have a dfw party at yours and we'll all chip in ??? :D:D
    lol now there's a plan! We did price up the topsoil and turf ourselves and cheapest we found was about £150. But then you've got to rotivate it... dig everything else out.. hire a skip... :eek:
    The list is endless!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Has Steve got his new phone yet? Mine has just arrived and when I read through all thee bumph it says about the cashback that you have to send in you bills at different months (pretty normal) but that they reserve the right to withe pay the cash into your bank account or credit you with airtime :mad: :eek: :eek: That wasn't the deal !!!! I don't want more airtime, I probably won't use all that I've got !!!!
    Part of the reason I took the deal was that the caskback would be used to pay towards the monthly bills, making it a decent monthly price ... oh what to do .... do I send it back?? Anyone else used them before and had cashback deals??

    Is the cashback through dial phone? if so i am away to claim my first cashback on the 15th September so i can let u know!! hopefully is cash!!
    x
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    It is bigspender yes...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Hi IA
    I seeded our 70ft garden about 6 years ago, simply dug it all over levelled it with a rake and scattered (lots) grass seeds, grass sprouts within a couple of weeks and thickens over time. I started in Jan/Feb digging and raking, started seeding in March and the lawn was reasonable by the summer and well established by the following year. Don't know what it cost but considerably less than your quote - lol!!
    Worth a thought?
    IDA
    x
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's some quote for the garden.. ours was almost twice that for pretty much the same, but we had a huge air raid shelter 18 inches from the kitchen window to dismantle as well.. plus the only access to our garden is a 30 in wide passage. We had great fun, we dug out everything and burned it all.. my brother spent 6 weekends out there burning 2 large conifers, a huge elder tree and a massive ivy which was at least 90 years old.. it was topsoiled and grassed and a large area paved.. thankfully we got trade discount on a lot of it and we ordered the topsoil and turf and hubby did it... and as for all this 'don't walk on it'.. it's pants.. it thrives on it.. it beds it in way better.. :D

    In the last house we had we seeded the soil in November and had mostly lawn come March when we reseeded and all was grand.. children couldn't play on that though until the July (summer holidays)

    off topic.. Any idea how long it takes for mecca withdrawals to hit the bank account?
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • Jo4
    Jo4 Posts: 6,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    pigpen wrote: »
    off topic.. Any idea how long it takes for mecca withdrawals to hit the bank account?

    It is supposed to take up to 72 hours.
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Get some Wilko's 'Weed and Feed' on it IA, you will have a half-decent bit of grass (I wont exaggerate and call it a perfectly manicured lawn, but it will do) by next summer. We have created flower/plant beds by putting some of that bamboo edging around any bits that looked 'soily' (you can tell we are keen gardeners :rolleyes: :p), killing off any grass and weeds with some weed killer, leaving for a couple of months and then sticking in a few plants.

    And the bits that were hopeless causes (some rough looking concrete round the back of the house) we have again edged with bamboo and covered in pea gravel, and it has now become an eating area (or a 'quick vodka and tonic once the kids are in bed' area) with a bench and a cheap BBQ. I bet we haven't spent more than £200, but we have done it so gradually we haven't even noticed it costing us anything.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    thanks Jo4.. I will try to be patient.. I'm not very good at it!!
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • Jo4
    Jo4 Posts: 6,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    pigpen wrote: »
    thanks Jo4.. I will try to be patient.. I'm not very good at it!!

    I know the feeling, patience what are they - never had any?!? :rotfl: :rotfl: :rotfl: :rotfl:
  • shell_girl
    shell_girl Posts: 642 Forumite
    Garden quote is mind bogglingly ridiculous! You and Ste can definitely do it yourselves. OH and me did mine last year- we had to literally demolish the old kitchen (solid stone- late 1800's!) dig out the entire garden and then rebuild it incorporating a new path, decking and water feature. It was worth it though and by doing it ourselves we saved a fortune, appreciate it much more and had a brilliant summer. Can't recommend it enough! Ooooh- you could start a garden project thread too!

    Off topic sorry- but I know the regulars here are Quidco-ers. i've been doing my clicks which all track no problem. On Tuesday I changed two of my insurances for a grand total of £130 cashback- woo woo! But as yet it's not appearing anywhere- does anyone know how long it'll be before it shows up?
    Don't suffer alone - if you are experiencing Domestic Abuse contact the National Domestic Abuse Helplines
    England 0808 2000 247 Wales 0808 80 10 800 Scotland 0800 027 1234 Northern Ireland 0800 917 1414 Republic of Ireland 1800 341 900. Free and totally confidential.
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