Elite 11+ Where everyone is welcome :)

Tinyshoes

karlie88 wrote: »

Friday/Saturday is when the new offers come along.



That offer showed up last Friday in the 'next week' section.

So wait 'til Friday you grumpy fart.

The man himself.

David.

tweets wrote: »

:eek: :rotfl::rotfl::rotfl:

Little t :eek:

dipdap

Oh the joy of having kids.
Currently sat in A&E because DD has walloped her knee off the lounge floor and can't walk on it.
They wanted to pile cushions on the floor like tiger mentioned a while back :rotfl:
Oh well, that's my night out cancelled

karlie88

David. wrote: »

Also...

...£88 spend

Nexus :T

seem to miss everything else :rotfl:

:eek:

Have you really missed the Merlin attraction tickets?!

I'll PM you every week when there's a good offer on.

bubbs

David. wrote: »

Reported
gang mentality :eek:

you love reporting me;):rotfl:

bubbs

dipdap wrote: »

Oh the joy of having kids.
Currently sat in A&E because DD has walloped her knee off the lounge floor and can't walk on it.
They wanted to pile cushions on the floor like tiger mentioned a while back :rotfl:
Oh well, that's my night out cancelled

Oh no!! hope she is ok and your not there too long

karlie88

dipdap wrote: »

Oh the joy of having kids.
Currently sat in A&E because DD has walloped her knee off the lounge floor and can't walk on it.
They wanted to pile cushions on the floor like tiger mentioned a while back :rotfl:
Oh well, that's my night out cancelled

A knee x-ray it is.

:eek:

Hope result/outcome will be ok.

bubbs

fernie1 wrote: »

Hi all, not sure if posted yet but e- vouchers started to trickle in, I got 2p, 50p and £1. :T:T

Is there a way to check how much I have had in a month, and am I right to say it goes from the beginning to the end of month and not from first order, if say it was in the middle of the month? Thanks fernie

No you have to keep track yourself, i havent got any again, thats 3 weeks on i think:eek:

mhoc

Arthien wrote: »

I don't know about the broker fee as we didn't use one.

As I understand it, and from what I was told when we bought our house last year, basically financial commitments would be anything that would mean your money going elsewhere than your mortgage. It could be childcare, car loan, CC, anything that reduces the amount of available money you have each month. The problem is that they'll also look at potential sources of credit (even if you're not currently using them) eg unused CC, larger than strictly necessary overdraft etc. as they have to consider what would happen to your ability to pay your mortgage if you did suddenly decide to spend all the available credit you have.

thanks for this, it is something I didn't know and its slightly worrying. Not that anyone would ever give us a mortgage now but somewhere in the next 5 years or so offspring will be doing so.

I've got huge credit limits on some of my CC cards even though my spending is very low on them- under a hundred a month if that. I've got New Look and Evans CC cards hardly used - the promised discount vouchers have never arrived from them, possibly better cancelled but one has a positive balance on it.

then their is the Ikea card which we use in the caf! so maybe a £20 spend every few months but its there for the odd big spends maybe once a year.

I noticed on that noodle website it does actually list your cc card credit limits - do the financial experts on the group advise getting your CC limits lowered to more sensible levels or would lowering the levels also leave a black mark on your credit record?

Also can I ask the financial experts on the group are student loans counted as one of your commitments - I expect it is - I am thinking of eldest child and BF.

Also eldest child uses the scheme whereby her employer lends her the money for her annual travel pass and she pays this back through her salary - so this is another commitment?

Tinyshoes

dipdap wrote: »

Oh the joy of having kids.
Currently sat in A&E because DD has walloped her knee off the lounge floor and can't walk on it.
They wanted to pile cushions on the floor like tiger mentioned a while back :rotfl:
Oh well, that's my night out cancelled

Hope it's nothing serious, DD3 did similar to her elbow once and couldn't move her arm for few hours but nothing sinister just needed time to recover, she had the tiniest of bruises on the tip the next day.

Hope it's not a long wait for you, you never know you might make your night out. xx