SOLVED: Evolution Banking Limited mysterious default!!!

MrSilk

I've just checked my Noddle report, and I find a new entry by Evolution Banking Limited, and its a default for £1,797!.

1. I've never even heard of this company, 2. I've obviously never had any of their products.

Evolution Banking Limited
£ 1,782
21/07/2014 Default
Name Mr ******
Address ******
Date of birth **/**/1989
Account type Current Account
Account number **********0668 0
Account start date 10/06/2003
Opening balance £ 1,797
Repayment frequency Monthly
Date of default 17/07/2009
Default balance £ 1,797

I've got an arrangement with Lowel to pay back a similar amount, however why is it saying Evolution Banking Limited?, the original debt was with Lloyds TSB!

thanks :T

Thrugelmir

The debt has been sold on perhaps.

MrSilk

But i have been paying lowel for the past 3 months, why would they sell it on?

rizla_king

Evolution dont buy debts so there has been some cok up somewhere. Dispute it as you say, you have never had any product of theirs.

MrSilk

rizla_king wrote: »

Evolution dont buy debts so there has been some cok up somewhere. Dispute it as you say, you have never had any product of theirs.

Yes that's what I've done, also it says the account was started in 2003, when I was 14.. Hmmm!

scousins

How strange! i have checked my credit file today and noticed the exact same lender claiming i took a loan out of over 1200 pound when i almost certainly didnt!!

scousins

Evolution Banking Limited
£ 1,295
27/05/2014 Default
Name Miss S Cousins
Address *****
Date of birth ****91
Account type Mail Order
Account number ****8333 0
Account start date 12/04/2010
Opening balance £ 1,325
Repayment frequency Monthly
Date of default 23/08/2013
Default balance £ 1,325

MrSilk

scousins wrote: »

Evolution Banking Limited
£ 1,295
27/05/2014 Default
Name Miss S Cousins
Address *****
Date of birth ****91
Account type Mail Order
Account number ****8333 0
Account start date 12/04/2010
Opening balance £ 1,325
Repayment frequency Monthly
Date of default 23/08/2013
Default balance £ 1,325

That's so strange!, is that with Noddle (Call Credit)?

rizla_king

So they do current accounts and mail order? BS. Someone somewhere is playing games adding false entries to peoples files.

MrSilk

rizla_king wrote: »

So they do current accounts and mail order? BS. Someone somewhere is playing games adding false entries to peoples files.

If this is the case, what's stopping them from them keeping them on peoples files? I've submitted a query with Noddle I'm scared that they will refuse to remove it

MrSilk

Hmm, this is them: http://www.evolutionbanking.co.uk/

"Evolution Banking provide consumer loans in England, Wales, Scotland & Northern Ireland. Loans are secured against a residential property."

There is deffo a !!!! up somewhere, I don;t even own my own property, and have deffo never had any dealings with them!