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Knowing your credit score will help you find the right mortgage...

13

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    The_Boss wrote: »
    Yeah - I've just seen that. Unbelievable. Or not unbelievable really given we know their scores are a useless waste of time.

    The OP in this instance is also fully aware of their credit history.
  • The_Boss
    The_Boss Posts: 5,864 Forumite
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    Thrugelmir wrote: »
    The OP in this instance is also fully aware of their credit history.

    To me this just makes the Experian lies/myth even worse - they've brainwashed people to the point that even though they know full well of their past financial misdemeanours that they think the Experian score is the be all and end all.

    And their lies are a load of fraudulant tosh.
  • tinkerbell28
    tinkerbell28 Posts: 2,720 Forumite
    The_Boss wrote: »
    To me this just makes the Experian lies/myth even worse - they've brainwashed people to the point that even though they know full well of their past financial misdemeanours that they think the Experian score is the be all and end all.

    And their lies are a load of fraudulant tosh.

    I agree actually. If someone is genuinely miffed about being declined for prime credit. As experian score them so high.

    They actually neglect to mention that they have a bankruptcy on file. The most significant factor in their decline no doubt. Almost like its irrelevant in comparison to Experian's score.

    That's shocking and shows how misleading it can be.
  • tvfreek
    tvfreek Posts: 142 Forumite
    I have complained to the ASA about their advert

    I have a blog on blogger ironically called thecreditexpert which I'll update on the outcome.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tvfreek wrote: »
    I have complained to the ASA about their advert

    Be interesting to see what their response is.
  • The_Boss
    The_Boss Posts: 5,864 Forumite
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    Presume the ASA can also tell Experian to come clean about their "score" and be more transparent about it? There's info hidden away on their website, but not on any pages where they're encouraging people to sign up and/or pay - and that's where it should be.
  • tvfreek
    tvfreek Posts: 142 Forumite
    The complaint centers around the score and it's misleading benefits to consumers so yes I'd hope so.

    I'm expecting a response in the next few days.
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  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    tvfreek wrote: »
    The complaint centers around the score and it's misleading benefits to consumers so yes I'd hope so.

    I'm expecting a response in the next few days.

    Great - I'm going to raise a complaint about that too.
  • Has anyone heard of Mf*MOBILEFINDER.CO.UK/IREALAND IE
  • The_Boss
    The_Boss Posts: 5,864 Forumite
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    Has anyone heard of Mf*MOBILEFINDER.CO.UK/IREALAND IE

    Just googled them and didn't find anything. Not sure what this has to do with Experian's fraudulent score though?
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