Multiple banks accounts

moneysavinggirl40

my visa debit card says reward current account. i also got my £100 for switching, you don't need to have dd to get £100 for switching

masonic

SuperHan wrote: »

If you don't have any DDs you probably don't have a reward account, you probably just have a second Halifax current account (which is allowed).

Not going into any details, but what moneysavinggirl40 says is possible.

YorkshireBoy

moneysavinggirl40 wrote: »

my visa debit card says reward current account

I think the point being made is that they reserve the right to downgrade the account if you don't have 2 DD mandates set up on the account. Note this condition is not the same as the one requiring DDs to pay out for the £5 Reward.


http://www.halifax.co.uk/bankaccounts/pdf/reward-current-account-guide.pdf [page 18, special condition (g)]

colsten

moneysavinggirl40 wrote: »

I am saying that it excludes customers who have had this incentive since jan 2012 I had my incentive before Jan 2012 so have switched again since then and hold 2 reward current accounts and have benefited in 2 x£100.

It sounds as if you might not fully understand the terms of the switching offer. Existing customers can switch into an existing account, and they will receive the switching bonus if they had not received a switching bonus since Jan 2012. Whether or not you had any bonus offer before Jan 2012 isn't relevant.

It is also irrelevant whether you have more than the now allowed maximum number of accounts from prior years.

The switching offer does not enable people to apply for additional Reward accounts if they already have 1 sole, or 1 sole and 1 joint, account.

YorkshireBoy

masonic wrote: »

Not going into any details

Thanks! I can resist anything but temptation, so I really shouldn't risk an application for a 5th and jeopardise the £240 a year I've been enjoying since October 2009.

moneysavinggirl40

without the d.ds i guess i was downgraded to current acc. but didn't realise.

colsten

masonic wrote: »

Not going into any details, but what moneysavinggirl40 says is possible.

I don't understand what she is saying.

masonic

YorkshireBoy wrote: »

Thanks! I can resist anything but temptation, so I really shouldn't risk an application for a 5th and jeopardise the £240 a year I've been enjoying since October 2009.

I genuinely forgot you shouldn't have more than one anymore.

colsten

There is a massive difference between having more than one for historic reasons and applying for an additional one now.

masonic

colsten wrote: »

There is a massive difference between having more than one for historic reasons and applying for an additional one now.

I agree. Make of that what you will.