Noddle score 5/5

F.A.B

Thank you very much. I really appreciate your help. I am going to make an account on experian to check whether i would be able to take buy things on credit.

The_Boss

F.A.B wrote: »

Thank you very much. I really appreciate your help. I am going to make an account on experian to check whether i would be able to take buy things on credit.

As long as you also ignore their "score" too, as this is also a made up random number. But your Experian report won't tell you if you are able to buy things on credit - decisions are made by lenders using data sources including data from your credit files (but not the non existent score).

Tixy

F.A.B wrote: »

Thank you very much. I really appreciate your help. I am going to make an account on experian to check whether i would be able to take buy things on credit.

It is worth getting copies of your credit file from all 3 agencies experian, equifax and callcredit (noddle). It is likely all will have slightly different information and if you are planning to apply for credit then you won't know which 1 or 2 or 3 a potential lender will choose to search.

The best strategy is to look at the data in your statutory credit file (costs £2 each from experian and equifax) and check that the data on that is all accurate, as that is what a potential lender will see. They don't see the score or the rating that an agency will sell you.