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HELP! getting married in 23months need a NISA account
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The 123 account sounds good! Can you make withdrawals of any amout at any time? Is this a current or savings account and do i need to leave RBS in order to ser up with santander 123 account?
123 is a current account, so there are no restrictions on withdrawals or deposits. You even get a debit card for all your wedding spending.
You only get 3% if you have more than £3000 in there though, and you have to have paid in £500 for that month to get the interest. In addition, you need 2 direct debits set up on the account, and it charges £2 per month for having the account.
You don't need to switch from RBS to get it, but of course you can if you want to.0
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