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Everyday saver account -Halifax

Hello, just wondering on an Everyday saver account for Halifax, can I use the card in shops? and will there be a charge?

Many thanks,
Harry.

Comments

  • ranciduk
    ranciduk Posts: 745 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I have one

    The interest is abysmal !

    You get a bog standard debit card if you request one - so yeah it can be used in shops

    No charges
  • jimjames
    jimjames Posts: 19,025 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Unless your credit rating is shot to pieces I can't see why you'd bother with a savings account debit card when you can get one with a current account that pay far better interest and no fees for use.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • harryboyy
    harryboyy Posts: 11 Forumite
    jimjames wrote: »
    Unless your credit rating is shot to pieces I can't see why you'd bother with a savings account debit card when you can get one with a current account that pay far better interest and no fees for use.

    Cheers for the replies, I actually went in Halifax today and asked about that and apparently you don't receive any interest on any amount with a Current account :/. My girlfriend also has the same type of account with Nationwide however they don't allow her to use the card in shops :S. I need a card I can use with Interest available! Thanks.
  • jimjames
    jimjames Posts: 19,025 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    harryboyy wrote: »
    Cheers for the replies, I actually went in Halifax today and asked about that and apparently you don't receive any interest on any amount with a Current account :/. My girlfriend also has the same type of account with Nationwide however they don't allow her to use the card in shops :S. I need a card I can use with Interest available! Thanks.

    You can apply to other banks than Halifax so you don't need to restrict yourself to their products. TSB pays 5% on their current account up to £4000. Nationwide pay 5% up to £2500 on theirs. Both cards can be used anywhere that accepts Visa.
    Remember the saying: if it looks too good to be true it almost certainly is.
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