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BookWorm's MFW Chapter

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Comments

  • cookie9
    cookie9 Posts: 764 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Sorry to hear the bank messed up. Hope you are feeling a bit better today.
    MFW 91 op 2014 £410/1000
    MFW 91 op 2015 £4051/4000
    MFW 91 op 2016 £4040/4000
    MFW 91 op 2017 £812/4500
  • Uh oh! I had a bad feeling about it going through on April fools day. :( Hope you get it sorted quickly.

    Talking about April fools day, my Nanna told me today that they painted the white cliffs of Dover. When I asked why she said that it was so they could be seen by ships. She then went on to explain that B&Q donated the paint and that there was a picture of them painting it in yesterday's paper. I then reminded her that that was April fools day (although it did take me a while to convince her that it wasn't real and I had to push the point that paint wouldn't stick to chalk). Bless her, she does make me smile.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • BookWorm wrote: »
    It has transpired that the bank have messed up and the remortgage completion didn't complete yesterday :mad: They have admitted their error but I'm still peeved about it... especially as I was VERY late being told about it. So now have to wait until Monday to sort and also no idea what it means for my payments, etc.

    It does make me understand why some people are reluctant to change things...as when you do there often seem to be various issues. Although having said that the outgoing provider have had their own issues this year...so maybe it's just the way financial services are these days?


    So how much compensation did they offer..........
    MC
    Initial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038

    Mortgage remaining £68285
    Daily interest £4.28
    2017
    MFW #14 £3746.90/£10,000
  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 3 April 2016 at 9:27AM
    Thanks All - I'm sure it will get sorted. Could just do without the hassle right now.

    MG - seems your premonition was right :( I never thought what the date was - just picked it as was when the old deal ran out. Cute story about your nanna

    MC - no compensation offered as yet but I will be in touch with them Monday to tell them how displeased I am.
  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No update to do for monthly spreadsheet as no OP's made whilst waiting for remortgage to go through. Also, can't update the April payment info either as not sure what will happen with those yet when new bank issue sorted. Just want it all done so I can get back to making some OP's. I've really missed it :o

    In other money news - I've received a £20 refund on my car tax for the vehicle I traded in - so will pay that in and then OP when I can.

    Managed to get a few surveys done yesterday too. One is at cashout level and two others are close.
  • edinburgher
    edinburgher Posts: 13,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How are you feeling BW?
  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Not bad thanks Ed.
    Feel like I've reached a bit of a plateau (as feel million times better than a week ago but now can't quite shake off stuffy nose/ears/sinuses). Guessing it will just be a matter of time.
    Work tomorrow will also be a test ;)
  • BookWorm
    BookWorm Posts: 2,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well I survived my first day back at work.

    Sadly, the position with the remortgage wasn't as smooth. Despite confirming to me in writing they had all relevant documents and would complete today, the bank could not confirm the same to the solicitors, and so now will be tomorrow (assuming of course they can manage that!). Needless to say I'm pretty :mad: about it and will now be making a formal complaint.

    BW
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Hope the bank comes through tomorrow! At the very least they should credit you the interest you would have saved if it had all gone through on Friday.
  • Oh dear, you don't need the hassle when you have been poorly. I hope it gets sorted soon.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
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