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The Second Coming - CAFCGirls Debt Diary

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Comments

  • millionaire_in_training
    millionaire_in_training Posts: 5,818 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    so did I. Good luck with paying this off cafc. I hope you got 0% ;)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • beanielou
    beanielou Posts: 96,721 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news for you CAFC girl.
    Im so pleased for you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good luck CAFC Girl, looking forward to reading your diary.
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    millionaire_in_training wrote: »
    so did I. Good luck with paying this off cafc. I hope you got 0% ;)

    I think thats half the beauty of a loan from your parents, 0% till its paid.
    But as I told my mum, I'm going to treat it as any other creditor, monthly payments etc, and try to overpay where possible. Although I have to be careful as its going in to her ISA, so I dont want to tip it over the 3k mark.

    So I may have to save any monies left over for overpayments in a dead account somewhere, and do it that way so they can get the most from their money, as I know she's gone on a Martin Money Maximising Mission :money: with her accounts....
    Wealth is not measured by currency
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Hoorah! I'm glad you're back. I enjoyed your last diary and look forward to following this one too. What a lovely mum you have, I'm sure she was very glad to be able to help out out.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just logged into Ebay as well, and I've got at least one watcher on every single item apart from one, and one has now got 18 watchers!!!!

    I'm hoping an all out bidding war will errupt!
    Wealth is not measured by currency
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    That sounds promising - good luck.......I have to get another batch of stuff sorted this week.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    CAFCGirl wrote: »
    ..... she's gone on a Martin Money Maximising Mission :money: with her accounts....

    :rotfl: This is great!
    2023: the year I get to buy a car
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I think since I managed to list 4 items in pretty good succession, it doesnt seem like such a mammoth task now. But I know what I'm like I'll say that and it still wont get done!

    Must bank bonus cheque from work today as well.... £25 just for working there, not too bad eh?
    Wealth is not measured by currency
  • learning_to_drive
    learning_to_drive Posts: 1,073 Forumite
    Really pleased for you CAFC, you have struggled like mad and Im pleased that you can hopefully get nearer debt free than ever before!
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