James Sorting the debts diary!!

James&Shell

Im back and this time in staying.

I need you all to help me in keep me in the straight and narrow!!

livinginhope

Evening James,lovely to see you back long time no see!
Sorry to hear the debts have gone a bit pear shaped,what are you planning to sort them once and for all?
The car repair sounds like it could be expensive,hope it isn't,mind you I don't relish the thought of driving in this neck of the woods this weekend with the bridge being closed,all the traffic will come through Yarmouth for the A47 instead of through Oulton Broad,going to be absolute MURDER!!!!!!!!
LIH

James&Shell

livinginhope wrote: »

Evening James,lovely to see you back long time no see!
Sorry to hear the debts have gone a bit pear shaped,what are you planning to sort them once and for all?
The car repair sounds like it could be expensive,hope it isn't,mind you I don't relish the thought of driving in this neck of the woods this weekend with the bridge being closed,all the traffic will come through Yarmouth for the A47 instead of through Oulton Broad,going to be absolute MURDER!!!!!!!!
LIH

.
I hate driving at the best of times its such a chore.

I have absolutly no plans to go any where apart from the next village to take Lewis back tomorrow.

Hopefully the car should be under £100.:eek:

If we all prey it should be!!!!!:D


Got my mobile bill today and it was £89.:eek: :eek:

Ive got to learn to shut up ( harder than it sounds)

hypno06

Hello stranger!!

I am glad you are back, but this time you had better stay!!

So, come on, let's get this debt well and truly beaten into shape. What are we dealing with and do we have a plan yet? If not, let's get one sorted!

Anyway, how's you? And Lewis? Made any more cakes yet?

James&Shell

Trying to hatch a plan to pay this all off now.

Havent been very good at work as i keep buying lunch.

The trouble with that is eeryone else does and it smells so nice im tempted.

I need willpower.

I now promise to update this diary daily and i will en feel guilty and then hopefully i wont waste what little money i have left that i could then put to better use.

mariagti

Hi ya James

So now this car is giving you hassle! They can be such a nightmare! Cars take all your money repairs, servicing, mot, tax, insurance, cleaning and then petrol! We'd all be so much better off without them! Apart from i love my car so i couldnt get rid! sad i know!:D

So whats your debts breakdown?

James&Shell

mariagti wrote: »

Hi ya James

So now this car is giving you hassle! They can be such a nightmare! Cars take all your money repairs, servicing, mot, tax, insurance, cleaning and then petrol! We'd all be so much better off without them! Apart from i love my car so i couldnt get rid! sad i know!:D

So whats your debts breakdown?

It ent nothing major im hoping to post it later when i have worked it all out.

80% is utility bills from when we were a couple .

And i owe £700 for the car:eek:

& £150 on my catalogue :mad:

James&Shell

Morning all,

Hope every one is ok today.

In the end yesterday was a lovely day went to the pub with shell in the afternoon and we made a roast toghether and went back to the pub in the evening and i think we only spent £20

On the debt side i paid the remainder in my current account £3.99 of my catalogue at least its going down and will be clear in no time at all.

Got a letter from the tw*ts at wescott today saying that i owe them £500 for my vodafone account which was included in my bankruptcy 3 years ago!!

I cant wait to ring them up later.

Thats all for now.

James&Shell

HI ALl,

Sorry for not updating yesterday but it was packed at work and i was at shells in the evening and there ent no computer there.

It was a strange day yesterday,
Wescot sent me a letter for my old vodafone account which was in my bankruptcy.

Tey did nothing but lie to me on the phone trying to pressure me in to paying them but i kept firm and told them that as it was included in my bankruptcy i would not be paying for it and they got quite nasty and tried to threaten me even more.

Unfortunatly i then lost the tiny bit of patience i had with them and flew at the old bag.

After m sudden outburst which asked her if she was born with no manners or was it company policy to talk to people like that she appologised and sorted the problem out and noted the Br number and said sorry for having troubled you and the account is now closed.

RESULT!!

James 1 wescott 0

James&Shell

Doing really well at not spending more than i need to.

Even bought a pot of reduced hair gel in asda last night as it had a broken lid and i had a spare lid at home.

Saved 11p (not much but better in my pocket then theres)

Ive come up with a plan.

On my catalogue i can pay what ever amount i want to after i have paid the minimum off, by this i mean i can pay 20p or so so what im thinking is if i have the odd 20-30-40-60 etc left on my avaliable current account balance every day i can pay the little extra amounts off cant i .

Going to sit down now as i have been thinking way to much to come up with that plan.

Hope all is well.

James