James Sorting the debts diary!!

mariagti

James&Shell wrote: »

Oh No Ive been rumbled!!!!!:eek: :eek: :eek:

I can,t do that noa as im bordering 25 and i had better start acting all responsible like a adult























YEH RITE!!:rotfl: :rotfl: :rotfl:

lol that sounds like me! hence y my username is mariagti ! i just cruise to work and back now. cruising up and down seafront is a waste of petrol!

buy it james 35,000 miles you cant go wrong with it!

James&Shell

Hows it going folks?

Not much to report today had a nsd as all the money i had is in the savings jar,

Got £5 coming back to me tonight as my sister is taking a pair of flip flops back to next for me so another £5 goes in.

The running total for the tin is £11.

James&Shell

got the final powergen bill today for the house and it stands at £786!!!!

Going to ring them on tuesday and then make a first payment to them and then work out a payment schedule.

Its scary how we got in to this debt in the first place and just with utlily bills.

On a brighter note im paying the last payment on the car at the moment £182 and at least that means if mum sells her car i can afford the monthly amount and i can sell chitty chitty bang bang!!!!!

Chitty has got a appointment with the car doctor on monday though to change the gear box oil and filter hopefully it will make her better,
and when i sell her i can make more on her.

James&Shell

Bills Bills Bills!!!

Who needs them ?

I just got my mobile bill and it was £50!!!!!!!!!!!

As i was using a lot of minutes ringing to see how Lewis is and this and that so i have just rang virgin and they have changed my package to one which is £20 a month for 300 anytime minutes and 300 texts per month and because i didnt upgrade my phone i can cancel at any time i like by giving them 1 months notice.

At this rate my dream of moving out around xmas /new year will come true.

hypno06

Powergen :mad: :mad: :mad: :mad:

new mobile phone tariff

James&Shell

hypno06 wrote: »

Powergen :mad: :mad: :mad: :mad:

new mobile phone tariff

Tell me about it.

:eek: :eek: :eek: :eek:


There is only one way forward and that powergen mamma is going down!!:rotfl:

James&Shell

Alsp going to cut down on petrol and my theory is that if i fill the tank up to the top on payday then i will fall in to a false sense of security and thing that there is loads of petrol left and i can use the car.

If on the other hand i fill the car up weekly i will feel guilty about the amount of petrol i will use and therefore not use the car as much.

Also the only good thing about the powergen bill is the clubcard pounts i will get.

James&Shell

HI All,

Its payday today so i thought that the first thing i would do is create a new signiture for myself and that would motivate me in to sorting this out.

I have now paid of the last payment of the car loan i have worked out the payments for the rest of the debts.

Spoke to a really nasty woman at essex & suffolk water but when i refused to budge on the monthly amount she then agreed to my offer of £66 a month from next month.

My challenge is to have all of theses sorted out by January at the latest.

Heres hoping.

James&Shell

HI all,

Im back!

Lots has beeen happening since i was last on here, i look at the forums everyday but with work being really busy.

the debt has gone par shaped so im now going to sort the bloody thing once and for all.

I have been quidcong mad and have £125 tracked for payment in janary so that will help.

I cancelled the car insurance as i am now 25 and took a new olicy out which reduced my excess from £450 to £100.

And got £70 cashback.

Changed the car for another escort as the old one went totally kaput and now this one needs a new anti roll bar or ball joint at the end of the month.

It never rains it pours.

Hows everyone??

Gemmzie

Hi James, nice to see you back again, pop in the cocktail thread for a drink - the usual suspects are in