Travel isurance with pre-existing Bi-polar disorder

Figgerty

InsideInsurance wrote: »

For it to be decline for indirect connection then the treating Dr would have to say that the accident happened because you were manic at the time.

That is good to know, I saw the statement as a get out of paying the claim. As a belt and braces person I would still wish to have my condition fully covered.

Figgerty

Quentin wrote: »

Or depressed/suicidal/lacking volition etc!

I can;t see how I could prove I was not depressed. What is volition? I don't think I have that! :rotfl:

InsideInsurance

Quentin wrote: »

Or depressed/suicidal/lacking volition etc!

Yes, either of the extremes of the condition

Figgerty wrote: »

I can;t see how I could prove I was not depressed. What is volition? I don't think I have that!

Its not for you to prove you are not depressed, it would be for the doctor to say your "accident" was related to your depression (or mania)

Volition is your will/ decision making/ commitment. Lack of volition is effectively apathy/ lack of will/ inability to decide etc.

Figgerty

InsideInsurance wrote: »

Yes, either of the extremes of the condition



Its not for you to prove you are not depressed, it would be for the doctor to say your "accident" was related to your depression (or mania)

Volition is your will/ decision making/ commitment. Lack of volition is effectively apathy/ lack of will/ inability to decide etc.

Thank you for the explanations. My insurance cover would have to be very expensive before I would be happy to exclude bipolar. The constant worry in case anything happened would not be beneficial for my mental health.