You need a budget (YNAB) advice thread

Glitzer

Did I see somewhere that there is a student discount? Does anyone know how to get this?

Also, can someone please remind me how to make a transaction recurring in YNAB4? Edited - found it!

January2015

Glitzer wrote: »

Did I see somewhere that there is a student discount? Does anyone know how to get this?

From the YNAB site

How to Obtain Your Free Copy of YNAB

1. Write to us at [EMAIL="support@youneedabudget.com"]support@youneedabudget.com[/EMAIL] and include proof of registration at your college.
2. We’ll send you a special license key, good until the end of the calendar year.
3. At the end of the year, just shoot us another email if you’re still cranking away on your schoolwork, and we’ll send you a new license key that’s good for the entire next year.

I am a student with OU and emailed them a copy of my Academic Summary. When my student licence was due to expire (end of this month) they emailed and said if I was continuing as a student just let them know and they would extend the free licence.

It was very easy.

Glitzer

January2015 wrote: »

From the YNAB site

How to Obtain Your Free Copy of YNAB

1. Write to us at [EMAIL="support@youneedabudget.com"]support@youneedabudget.com[/EMAIL] and include proof of registration at your college.
2. We’ll send you a special license key, good until the end of the calendar year.
3. At the end of the year, just shoot us another email if you’re still cranking away on your schoolwork, and we’ll send you a new license key that’s good for the entire next year.

I am a student with OU and send a copy of my Academic Summary. When my student licence was due to expire (end of this month) they emailed and said if I was continuing as a student just let them know and they would extend the free licence.

It was very easy.

Thank you, I couldn't seem to find it on their site. Probably just tired and in need of sleep! I am also with OU and will be for another 6 years! Will sort that out before the free trial is up.

Dandytf

A wee bit of success with YNAB.

Just joined the 1000 savings challenge thread today.

Only possible cause I've been paying all bills budgeted via ynab for past year or 2.

A little swipe of 110 to saving acc this month start the 1000 savings challenge.

Reduce sky t.v. from +100 p/month to 82 p/month from Jan 20116.

hiddenshadow

Well done, Dandytf!

hiddenshadow

So "nYNAB" is live now - sounds like launch day yesterday was a bit of a nightmare performance-wise. Only update from all the bugs reported prior to launch is that they released an import tool from YNAB4 (which appears to be mostly broken for people, both in functionality and in the resulting budget numbers it produces).

Will wait to see what happens in the next few months with updates to the new version, but so far I remain unimpressed.

Key points (for me):

• YNAB4 support will end at the end of 2016
• nYNAB costs $5/mo or $50/year. If you sign up by January 31, 2016, you can lock in a lifetime 10% discount on the annual price (currently $45/year - if nYNAB price goes up to, say, $100/year you'd pay $90 instead). Only payment option is USD.
• Direct Import appears to work with Natwest and (I think?) Barclays and Co-op. I don't have any of these accounts (nor do I intend to use direct import), so can't verify myself.
• Manual import (from OFX/QFX/QIF files) does not exist but is "coming soon".
• YNAB4->nYNAB migration seems very broken, especially if you ever used the "arrow to the right". I cancelled my trial a couple of weeks ago, though, so haven't tried this.
• No multi-user support. YNAB4 could be installed on multiple machines with the same (household) licence, nYNAB's approach seems to be "just give your spouse/roommate/child the login details". They claim multi-user accounts are "on the roadmap", but no word about when they might come.
• Various security issues (see above re: sharing login info; direct import may violate your bank's security TOS, no 2-factor authentication, etc)

I'll be sticking with YNAB4 for now, and am also contemplating building my own software solution for when that dies.

Frogletina

One of the classes was cancelled last night. There were outages, which was really not good for the first day of the launch.

I'm sticking with Ynab4 for now as it does all that I need.

frogletina

weebit

I've just bought YNAB4 a few weeks ago, so will be sticking to that. Also, just becasue they say YNAB4 will no longer be supported from 2017, it doesn't mean it will cease to work!

hiddenshadow

weebit wrote: »

I've just bought YNAB4 a few weeks ago, so will be sticking to that. Also, just becasue they say YNAB4 will no longer be supported from 2017, it doesn't mean it will cease to work!

True, the desktop app will continue to work indefinitely (if you're willing to run a virtual machine to maintain a legacy operating system down the line).

The mobile apps, and possibly Dropbox syncing, will likely break fairly quickly after support ends. If you don't use either, you're good, but both are key features for our household in selecting/using YNAB.

Pixie5740

I'm sticking with YNAB4 too. I could produce my own spreadsheets with VBA if I wanted to but for a 1 off licence fee of $60 it was worth paying someone else who had already sorted out the bugs. I don't think that, for me, it would be worth paying $50 a year for something I could build myself.