You need a budget (YNAB) advice thread

FireWyrm

Sky_ wrote: »

Someone else may know of a better solution. Good luck. x

What about a bank import?

Go to the bank account and get a list of transactions - as far back as you can. Download this as a QIF and import it into YNAB. Then, go through and approve everyone that the bank imported. Whatever is left, is the mistake. My guess is, there are some double transactions in there.

Elmly

Have you scheduled transactions and still I putted them manually... I've done that a few times

AliBee16

It could be something as simple as you pressing a 7 instead of a 2 when inputting amounts. Will still need you to go through. If it's got an odd amount like £8.72 it's easier to find

takingcontrolatlast

Hi,

I wonder if you can help - i need to have a budget (i just use pen and paper and it never stays true) I dont budget for eveything just the month ahead and even then i struggle. I have increased hours at work so want to make them work for me. I have had a quick look at YNAB - but i feel a bit overwhelmed by it - im not pc literate and struggle at times. I wouldnt have a clue on excel - are there any other methods you can recommend but since this is a thread for YNAB i take it you feel this is the best one?

Maybe i should just take the plunge with it - at least you guys can offer advice

Eyes_wide_open

Slightly off topic but just wanted to say thank you for this thread. I am debt free now but knew i was leaking money every month with nothing to show for it. I had seen YNAB mentioned and from everyones posts and enthusiasm decided to do some of the classes and sign up.
Although its not been long I realise where i was haemorrhaging money. I now appreciate how often the credit card came out without consideration. I would convince myself i knew how much i was spending but the credit card bill would always be more than i anticipated.
Now i am fully aware and the money is attributed to this months allowances rather than playing catch up.
Thank you for highlighting this fantastic software and helping me get back on track.
A x

Red-Squirrel_2

YNAB is much easier than Excel if you're not so great with it. I tried to make my own spreadsheet and failed miserably, but once I'd spent a few days fiddling around on YNAB it became really easy.

Best thing to do on YNAB is to watch all the online classes, then have a go yourself, then watch them all again! The great thing about signing up for the classes is that it also gives you a chance at winning the software for free.

If you have questions, there are some posters on here who are YNAB experts and can help with almost anything.

Good luck!

takingcontrolatlast

Thanks for your advice Red-Squirrel.

Yes I will watch the classes and take it from there. Hopefully will have a better understanding then and wont be as nervous about it.

I do need your luck!:rotfl:

Pixie5740

The important thing with budgeting is that you find something that works for you and you stick to it.

You can get a free trial of YNAB so if it doesn't work out for you, you haven't lost anything.

takingcontrolatlast

Thank you Pixie, I will start with allocating time to watch the classes as the way I currently budget isnt working :eek:

It does seem popular so i hope i can master it

thank you

Eyes_wide_open

I agree - try and make time to do the classes. YNAB works best when you don't muddle through.