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Internet Banking: Protect against key loggers

2

Comments

  • Stompa
    Stompa Posts: 8,392 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Take a look at Keepass:

    http://keepass.info/

    works well for me.
    Stompa
  • Browntoa
    Browntoa Posts: 49,620 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    follow the Malware removal sticky on the techie forum once in a while

    http://forums.moneysavingexpert.com/showthread.html?t=133269

    make sure you have, and scan with , Up to date Antivirus software

    make sure you have a REAL firewall, not the built in Xp one , something like Comodo free or Kerio free firewalls that will warn you if anything new is trying to access the internet.

    No different to making sure all you windows and doors are locked when you leave home !!
    Ex forum ambassador

    Long term forum member
  • Geoffo_M
    Geoffo_M Posts: 1,161 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    maypole wrote: »
    fwor

    EEK! :eek: I have quite a bit of money in B&B! think I might put it elsewhere.


    So do I maypole - it's got me thinking as well!
  • topher_2
    topher_2 Posts: 155 Forumite
    Part of the Furniture Combo Breaker
    I can also recommend keepass. Website is http://keepass.info/ and you can use this free software to keep all your passwords safe (it encrypts them).

    It can also allow you to copy and paste your password into the relevant place and then it will clear the clipboard for you.
  • Gorgeous_George
    Gorgeous_George Posts: 7,964 Forumite
    Part of the Furniture Combo Breaker
    I think many people use the same passwords for many websites. This is dangerous because the adminstrators of website A has access to your password for website B.

    I find it safer to reserve certain passwords for banking sites even if it means writing a hint to the password in a notebook.

    :)

    GG
    There are 10 types of people in this world. Those who understand binary and those that don't.
  • nilrem_2
    nilrem_2 Posts: 2,188 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I feel that it is easy to get a bit paranoid about this, IMHO if you take proper precautions such as running a firewall , anti-virus and some decent anti-spyware the chances of getting caught out are minimal, in any case AFAIAA the banks do cover us if we are defrauded through no fault of our own.

    I blame the newspapers for a lot of the paranoia, they love to print huge headlines to the effect that Mr x or Miss y has lost their savings because of internet banking fraud scaring the wits out of people who do online banking, as with most scare stories they are written by someone who does not really know what they are talking about and in many cases the facts are somewhat different to the printed story!

    Online banking is a very useful thing and it would be a pity if people lost this facility because they are scared into not using it.
  • malcolm000
    malcolm000 Posts: 106 Forumite
    Part of the Furniture
    I have all my passwords typed up next to non-relevant letters as one long word and store it in Notepad or as a Word document (password protected if very paranoid). I then just copy and paste relevant portions of the long word corresponding to the password I require.
    Is this a secure method or still open to detection by the method suggested by skiddy2k?
  • hansi
    hansi Posts: 3,001 Forumite
    Part of the Furniture 1,000 Posts
    My Logitech keyboard has built-in keylogging security enabled.
  • skiddy2k
    skiddy2k Posts: 1,627 Forumite
    fwor wrote: »
    The best example that I've seen is ING direct, which requires you to use mouse clicks on a numeric keypad to enter your PIN number and memorable data - the good thing being that the layout of the keypad is randomised each time you visit the page, so that someone with bad intent cannot infer anything useful from the position on the page where you click the buttons.

    It would be good if those responsible for the regulation of online banking were to set minimum standards for all aspects of security at the customer interface, rather than letting each bank do it their own way...
    +1.. ING's website isnt fullproof.. its still possible for people to get your password and PIN, but it is very effective against keyloggers, although other methods can to be used to get the passwords (which arent as popular as keyloggers yet).


    Its a good idea as browntoa mentioned to use a good AntiVirus, a Firewall and commonsense to prevent people from getting your login details.
    If you've got all these, then you'll be prety safe and shouldnt be too woried... although a bit of paranoya and cautiousness is also a good addition to security!
  • oldfella
    oldfella Posts: 1,534 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    have all my passwords typed up next to non-relevant let
    as one long word and store it in Notepad or as a Word document (password protected if very paranoid). I then just copy and paste relevant portions of the long word corresponding to the password I require.
    Is this a secure method or still open to detection by the method suggested by skiddy2k?
    suggest encrypting the file - also scripts have access to the clipboard - this can be turned off through Internet options in IE
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