Debt Free & Frugal for 2014 (I hope!)

edinburghlad

Mamma85 wrote: »

Well my bargain dolls bed was not to be, as when I got there the stupid woman said her daughter changed her mind about selling it, but she forgot to message me :mad: good job I was in the area anyway this morning otherwise I'd have been even more annoyed. :mad:

So annoying! :-(

Hopefully you find another on on eBay or somewhere?

Mamma85

I know!
There's one in ikea which is £16, which I had planned to buy her in the first place.

Mamma85

Made £10 on the fb selling pages, got over £30 in my mug now ::p
Tidied the DDs room today and threw out a big bag of rubbish and a few more bits to sell.

I've decided to get the DDs a nintendo ds2 each for Christmas and then a tablet for dd1 for Her birthday.

I think I'm going to buy a ds next week, I have some Tesco vouchers to boost and my dad has a £10 off electrical items voucher he said I can have, so should cost me £66 with discounts , I have £80 in the savings so I might buy a case as well as they're about £15 on eBay. Then I'll get the other one in the next couple of months.

Dh is due back end of the weekend, so I'm doing a food shop on the 16th and lots of baking to keep him full up! I'm going to Aldi , as I priced up Asda and even using the £5 off £40 spend, Aldi is cheaper.

Also the DDs school shoes and cardigans are in at matalan, so I'll pick up those tomorrow , dd1 just needs a thermal lunchbox and they're all set for school .:)

Mamma85

After more emails and supposed incorrect meter readings with British Gas, my gas is sorted now and I'm about £150, less in debit than I was before :j
So my total debt has reduced without me really doing anything, with what I'm paying my gas account should be fully paid at the end of my payment plan.

Also got a bargain birthday present for stepsisters step daughter, her birthday is in October, a doll and dress up set only £2, reduced from £5.
And I've got my £5 off voucher for meat at Morrisons so off to spend that tomorrow.

Mamma85

I'm being quietly hopeful that I can pay another £200 off the overdraft next month.
I've had to put £300 by for the remortgage fee, but I only need to pay £95 (mortgage man told me the fee for a new mortgage not a remortgage)
But he said we may need approx £167 to get the mortgage under the £102,000 so we get into a better equity bracket or something complicated like that
Had statement from current mortgage provider saying our fixed term is due to end and we are under the £102,000 mark, so I may have £200 spare.

That would take mortgage down to £1200, which is still :eek: but better than £1600 :eek::eek: