Desperate for money by tomorrow, and panicking

petalsandpoetry

I don't think I've ever felt this bad about anything in my life. I'm supposed to be moving into a student house on August 1st and the first lot of rent is due tomorrow. I have to pay for 3 months worth of rent tomorrow, which is just over a grand. I only have £450 to my name, and need £600 by tomorrow. I know it's completely impossible but I have no idea what to do and I am literally worried sick. I've applied for loans and for some reason have been refused. It's too late to apply for credit cards etc, as I have to pay it tomorrow. I feel so stupid that I didn't sort this out sooner, and I seriously seriously regret not saving up more. Does anyone have any suggestions whatsoever? It's literally depressing me and I'm panicking so bad.

[Deleted User]

Can you borrow from friends or family?

DCFC79

Where or what sites did you apply for loans ?

Stevie_Palimo

Failing the above speak with the landlord and ask if they will wait until your student grant, loan comes through as some will be understanding and willing to help but be honest.


If this fails then it is family only really as you should not keep inputing info for loans online or it trash your credit score all the more.

petalsandpoetry

Deleted_User wrote: »

Can you borrow from friends or family?

Not really. My parents don't have much money as it is, but they think I have the money. I know, I've got myself in such a mess

petalsandpoetry

DCFC79 wrote: »

Where or what sites did you apply for loans ?

I applied for places like Wonga and Sunny. I didn't realise it would affect my credit rating, but won't be applying for anymore

McKneff

petalsandpoetry wrote: »

Not really. My parents don't have much money as it is, but they think I have the money. I know, I've got myself in such a mess

Have you had the money and spent it.


You really don't know how much money your parents have, if you are that desperate, all you can do is ask, if they can help you they will.

petalsandpoetry

Stevie_Palimo wrote: »

Failing the above speak with the landlord and ask if they will wait until your student grant, loan comes through as some will be understanding and willing to help but be honest.


If this fails then it is family only really as you should not keep inputing info for loans online or it trash your credit score all the more.

If I explain my situation to the landlord, does this mean he could stop me from living there, or tell my housemates?

petalsandpoetry

McKneff wrote: »

Have you had the money and spent it.


You really don't know how much money your parents have, if you are that desperate, all you can do is ask, if they can help you they will.

I had most of the money around last October but was living in halls so it all went on paying for food and rent, and I probably spent money on useless things that I shouldn't have. Seriously kicking myself

ViolaLass

Why do you need to pay for 3 months up front?

elsien

Do you have anything you can pawn and redeem when your grant comes through? You won't get huge amounts but it might fill a shortfall between what you have and what you can borrow from family.