Really quite scared...

jay900

Your food bill is a bit on the extravagant side for just two adults. I can healthy feed a family of four on around £50 per week. Unless you are extremely well paid, having children will involve a complete change of lifestyle. Look again at your budget and reduce it to absolute necessity.

thorsoak

As the original post was made in July 2014, I wonder how Mr & Mrs Jay have managed with cutting back on expenses -baby is due any time now!

sax11

£950 a month for a flat

move perhaps to somewhere cheaper

supermassive

Your bills and food are astronomical. Possibly your fuel, too, depending on your car and necessity of usage.

I recently found a shopping list and meal plan from when my partner and I were on very little money (he was an apprentice and I was a jobseeker) we lived by learning how to get the best out of the least money.

I'd suggest you meal plan, cut out non-essential bills (do you pay for TV channels? Why?) and aim to spend the least money possible, even if it means giving up some luxuries like branded toilet roll.

fivetide

Given it is a 6 month old thread it seems the OP saved money by disconnecting their internet connection.

jenny54321

your bills are a lot and the personal spends !! wow what are you too doing lunch at harrods ???
I suspenct its the normal spray tan , nails . meals out -

I would cut out the cigs, beer , meals out and pizzas in -
shop at the cheapest places and cook at home -
take cuppa soups to work and a flask -
charity shops or bits and bobs-
babies dont cost a lot really but nappies can be costly


oh by the way has the baby been born yet ? let us know how your doing

thorsoak

Baby must be 2 months old by now!

ejmbon

hi m8 go to citizans advice and see if they can ruduce all your payments on any loans etc, good luck ejmbon

Marvs_Mayhem

move! it was the best thing i ever did. cut my bills in half and now i'm in a position where I don't have a job and a baby on the way - but luckily the money I saved on rent from moving somewhere much less desirable is helping me through this rough patch