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Really quite scared...
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Your food bill is a bit on the extravagant side for just two adults. I can healthy feed a family of four on around £50 per week. Unless you are extremely well paid, having children will involve a complete change of lifestyle. Look again at your budget and reduce it to absolute necessity.0
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As the original post was made in July 2014, I wonder how Mr & Mrs Jay have managed with cutting back on expenses -baby is due any time now!0
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£950 a month for a flat
move perhaps to somewhere cheaper0 -
Your bills and food are astronomical. Possibly your fuel, too, depending on your car and necessity of usage.
I recently found a shopping list and meal plan from when my partner and I were on very little money (he was an apprentice and I was a jobseeker) we lived by learning how to get the best out of the least money.
I'd suggest you meal plan, cut out non-essential bills (do you pay for TV channels? Why?) and aim to spend the least money possible, even if it means giving up some luxuries like branded toilet roll.I can't add up.0 -
Given it is a 6 month old thread it seems the OP saved money by disconnecting their internet connection.What if there was no such thing as a rhetorical question?0
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your bills are a lot and the personal spends !! wow what are you too doing lunch at harrods ???
I suspenct its the normal spray tan , nails . meals out -
I would cut out the cigs, beer , meals out and pizzas in -
shop at the cheapest places and cook at home -
take cuppa soups to work and a flask -
charity shops or bits and bobs-
babies dont cost a lot really but nappies can be costly
oh by the way has the baby been born yet ? let us know how your doing0 -
Baby must be 2 months old by now!0
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hi m8 go to citizans advice and see if they can ruduce all your payments on any loans etc, good luck ejmbon0
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move! it was the best thing i ever did. cut my bills in half and now i'm in a position where I don't have a job and a baby on the way - but luckily the money I saved on rent from moving somewhere much less desirable is helping me through this rough patchGoals 2015
- Bounce back from redundancy
- Be the best dad my little boy/girl when they arrive
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