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Really quite scared...

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  • jay900
    jay900 Posts: 19 Forumite
    Your food bill is a bit on the extravagant side for just two adults. I can healthy feed a family of four on around £50 per week. Unless you are extremely well paid, having children will involve a complete change of lifestyle. Look again at your budget and reduce it to absolute necessity.
  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As the original post was made in July 2014, I wonder how Mr & Mrs Jay have managed with cutting back on expenses -baby is due any time now!
  • sax11
    sax11 Posts: 3,250 Forumite
    Home Insurance Hacker!
    £950 a month for a flat

    move perhaps to somewhere cheaper
  • Your bills and food are astronomical. Possibly your fuel, too, depending on your car and necessity of usage.

    I recently found a shopping list and meal plan from when my partner and I were on very little money (he was an apprentice and I was a jobseeker) we lived by learning how to get the best out of the least money.

    I'd suggest you meal plan, cut out non-essential bills (do you pay for TV channels? Why?) and aim to spend the least money possible, even if it means giving up some luxuries like branded toilet roll.
    I can't add up.
  • fivetide
    fivetide Posts: 3,811 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Given it is a 6 month old thread it seems the OP saved money by disconnecting their internet connection.
    What if there was no such thing as a rhetorical question?
  • jenny54321
    jenny54321 Posts: 29 Forumite
    your bills are a lot and the personal spends !! wow what are you too doing lunch at harrods ???
    I suspenct its the normal spray tan , nails . meals out -

    I would cut out the cigs, beer , meals out and pizzas in -
    shop at the cheapest places and cook at home -
    take cuppa soups to work and a flask -
    charity shops or bits and bobs-
    babies dont cost a lot really but nappies can be costly


    oh by the way has the baby been born yet ? let us know how your doing
  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Baby must be 2 months old by now!
  • hi m8 go to citizans advice and see if they can ruduce all your payments on any loans etc, good luck ejmbon
  • move! it was the best thing i ever did. cut my bills in half and now i'm in a position where I don't have a job and a baby on the way - but luckily the money I saved on rent from moving somewhere much less desirable is helping me through this rough patch
    Goals 2015
    • Bounce back from redundancy
    • Be the best dad my little boy/girl when they arrive
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