We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Advice please - Divorce, kids, what to do?
Anguished
Posts: 15 Forumite
My best friends marriage is, I fear, nearly over and I'm trying to give him the right advice but really don't know where to start.
Background: They're both mid-40s and they have 4 kids aged 2, 5, 9 & 10, been married for about 8 years, together for 11 years in total. They've not been getting on for quite a while, he started a friendship with another woman which put into perspective how far his marriage had deteriorated etc etc. When I spoke to him last night he told me he had told the other woman it was over, she was ok with this and that he'd go back to his wife. While this next bit may seem a bit cynical, I have known him since we were 8 and (as he can't stop talking about the other woman) I'd put £100 on him leaving his wife for good within the next 4-8 weeks. She is unlikely to respond well to the break up and while she wants the marriage to work, it may well be very difficult, if not impossible, to communicate with her rationally if/when she accepts the marriage is over.
My question is: If the worse does happen and they split up, what happens? He earns very little, she does not work at all, any money they have is tied to the house (I'm guessing a 50% mortgage on it) they have virtually no savings.
I understand that the children should be the main priority and I suppose any advice would put them first. I have no kids myself and I don't know any friends who have been in this situation so I'm really struggling to know what he should do that will minimise the impact to everyone involved.
Things that are a 'given':
Ultimately I'm looking at the worst case scenario of them breaking up and what/when/how to advise him/them on what steps to take next. Maybe someone has links to reliable information?
Any and all advice appreciated, thanks in advance.
Background: They're both mid-40s and they have 4 kids aged 2, 5, 9 & 10, been married for about 8 years, together for 11 years in total. They've not been getting on for quite a while, he started a friendship with another woman which put into perspective how far his marriage had deteriorated etc etc. When I spoke to him last night he told me he had told the other woman it was over, she was ok with this and that he'd go back to his wife. While this next bit may seem a bit cynical, I have known him since we were 8 and (as he can't stop talking about the other woman) I'd put £100 on him leaving his wife for good within the next 4-8 weeks. She is unlikely to respond well to the break up and while she wants the marriage to work, it may well be very difficult, if not impossible, to communicate with her rationally if/when she accepts the marriage is over.
My question is: If the worse does happen and they split up, what happens? He earns very little, she does not work at all, any money they have is tied to the house (I'm guessing a 50% mortgage on it) they have virtually no savings.
I understand that the children should be the main priority and I suppose any advice would put them first. I have no kids myself and I don't know any friends who have been in this situation so I'm really struggling to know what he should do that will minimise the impact to everyone involved.
Things that are a 'given':
- yes he knows he's been an idiot
- yes he loves his kids more than anything
- no, I'm 99% sure relationship advice won't help them (but will suggest it if others strongly advise this)
Ultimately I'm looking at the worst case scenario of them breaking up and what/when/how to advise him/them on what steps to take next. Maybe someone has links to reliable information?
Any and all advice appreciated, thanks in advance.
0
Comments
-
Honestly?
If he loves his kids more than anything, he would have tried his best at his marriage and then, and this is the crucial part, if he couldn't make it work, he'd have had the decency to leave her without forming other 'friendships' first.
If she's the primary carer, she will most likely keep the house and the children and will probably have to get a part time job to enable her to make ends meet whilst raising their children.
His nothing earnings are about to become a lot less, with child support on top of his living expenses.0 -
He should keep his d*ck in his pants and put his energy into saving his marriage rather that destroying it.
He chose to have 4 kids so should be doing everything he can to help provide for them, not screw their lives up because he fancied a change.Should've = Should HAVE (not 'of')
Would've = Would HAVE (not 'of')
No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)0 -
Thanks Top Girl.
More info: She's never had a job before. She also is unable to cope with looking after the kids despite having no job (after the second child was born he has had to do all the housework, cooking etc). I'm not sure entirely why this is, he just told me that "the stress has always been too much for her".
Any ideas on places to go for advice would also be appreciated.0 -
He should keep his d*ck in his pants and put his energy into saving his marriage rather that destroying it.
He chose to have 4 kids so should be doing everything he can to help provide for them, not screw their lives up because he fancied a change.
Pink Shoes too the words out of my mouth. He is going to have to get a better paid job because he is going to get heavily stung for CSA payments.0 -
For 4 children he will be expected to pay 25% of his net income. It's also likely she'll keep the house until the youngest child is 18 but she'll need to be able to pay the mortgage, if she can't then the house might be sold.0
-
You sure know a lot about this 'friend.'

He earns very little,
she does not work at all,
any money they have is tied to the house
he loves his kids more than anything
She's never had a job before.
She also is unable to cope with looking after the kids despite having no job (after the second child was born he has had to do all the housework, cooking etc). I'm not sure entirely why this is, he just told me that "the stress has always been too much for her".
How on earth do you know all this about this 'friend?'Proud to have lost over 3 stone (45 pounds,) in the past year! :j Now a size 14!
You're not singing anymore........ You're not singing any-more!
0 -
They're both mid-40s and they have 4 kids aged 2, 5, 9 & 10(after the second child was born he has had to do all the housework, cooking etc). I'm not sure entirely why this is, he just told me that "the stress has always been too much for her".
Not that stressed though, as it didn't stop them having 2 more children. So not only couldn't they afford to pay for them, their mother already knew that she wouldn't be able look after them properly herself. Lovely.0 -
Thanks Gavin. It's unlikely she could work due to the kids, 25% probably won't cover the mortgage (I assume she can get some kind of benefits?) though I'm sure he'll pay more if needed. If they sold the house, would this make matters worse as she'd then need to find accomodation for all 5 of them? Sorry there's so many questions, but all practical advice is appreciated.0
-
Thanks Gavin. It's unlikely she could work due to the kids, 25% probably won't cover the mortgage (I assume she can get some kind of benefits?) though I'm sure he'll pay more if needed. If they sold the house, would this make matters worse as she'd then need to find accomodation for all 5 of them? Sorry there's so many questions, but all practical advice is appreciated.
Gavin did offer practical advice, other than it will be 19% gross now as opposed to the 25% net, but it's only slightly more in real terms , but still not enough to cover what he was contributing. Your friend has a big struggle ahead sadly
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
