nPower - CCJ on credit file for invalid debt

rizla_king

May not have got them. CCJs can sometimes be obtained at old service address and only then an address gets updated and you find out. Seen it before that the first a person knows is a judgement through from the court, or a company complaining that one has not been paid.

Thrugelmir

rizla_king wrote: »

May not have got them. CCJs can sometimes be obtained at old service address and only then an address gets updated and you find out. Seen it before that the first a person knows is a judgement through from the court, or a company complaining that one has not been paid.

Always best to read the posts fully.

Earlier this year I received a County Court Judgement demanding payment of £1500+.

The Court would have been the place to resolve matters.

rizla_king

Thrugelmir wrote: »

Always best to read the posts fully.

Yes it is.

They say they received a judgement.

They did not say they received the claims forms. Which sometimes do go awol due to a wrong address being used at the time they were served, meaning the claimant gets a judgement in default that then comes as a shock to the defendant.

chanz4

did you regualry topup the pre-pay, also you would have an account no matter what meter typre

Thrugelmir

rizla_king wrote: »

They did not say they received the claims forms. Which sometimes do go awol due to a wrong address being used at the time they were served, meaning the claimant gets a judgement in default that then comes as a shock to the defendant.

In all my years of finance the lack of paperwork is always the number one excuse. As old as the hills one might say. Hence why it's universally disregarded.

rizla_king

You may not think so, but it happens quite frequently. Its also quite simple to check with the court where the original claim forms were sent to, and if thats an old and not a current address then its not a 'dog ate my homework' type excuse. You cannot reply to claim forms that you didnt get.