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Please help (Experian).
Comments
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Can you get a letter from the two credit cards confirming zero balance on them? This may help too since it's clear that the Experian file hasn't been updated to the new totals yet. Obviously things are looking a lot brighter now but I wondered if that would add extra weight.0
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Liverpoolbear- how did it go today?
Clive woody - lolWhoops there goes another year, there goes another pint of :beer:0 -
Can you get a letter from the two credit cards confirming zero balance on them? This may help too since it's clear that the Experian file hasn't been updated to the new totals yet. Obviously things are looking a lot brighter now but I wondered if that would add extra weight.
I am being told by both L&C and Nationwide that it should get approved now. It was the doubling of my credit card and monthly loan commitments that caused it to fail the affordability test.0 -
Good to read. Assuming that happens do check that your mortgage contract ends up being correct. It took four tries before mine was, with a different lender.0
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liverpoolbear wrote: »I am being told by both L&C and Nationwide that it should get approved now. It was the doubling of my credit card and monthly loan commitments that caused it to fail the affordability test.
Good news. I hope you have no further problems.
James J“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0
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