Travel Insurance for Cancer Patient

Iluvorkney

Can anyone help please.
My 82 year old mother in law had a tumour removed from her bladder earlier this year. That was followed by radiotherapy for a month. She now has to wait until October for the all clear. She is fit and well and to look at her, other than her age nothing appears to be wrong. She is desperate to to get away on holiday, perhaps a cruise somewhere in Europe, but the price of insurance is eye watering. She has family in the U.S. but we think that will be out of the question, certainly until hopefully she gets the all clear.
Any of you guys out there got "a magic wand" to get her reasonably priced travel insurance>
Thanks in advance

richardw

Cruise travel insurance can be expensive for the healthiest 82 year old.

Sorry, don't have a magic wand, perhaps discuss with the doctor.

growler834

Have you looked at the Macmillan website
http://www.macmillan.org.uk/Cancerinformation/Livingwithandaftercancer/Practicalissues/Travel/Companies.aspx

InsideInsurance

Depends on how much she wants to risk. She could go with an insurer that excludes pre-existing conditions which will at least be a fair bit cheaper (insurance for an 82 year old will never be cheap) but evidently there is a risk that if she becomes ill with a cancer related issue then she'd be on her own to pay the bills

bluenoseam

82 + cancer + USA and you're looking for "reasonably priced" - sorry to burst your bubble but that's not happening in a million years! There's three factors at play, cancer is arguably the worst of them, but that's amplified by age & location, two massive risks for the insurance industry, that's not going to come cheap.

Alan_Bowen

All is not lost, there are specialists who will tailor a policy, they usually want a 6 month gap after treatment before they accept liability but look at the following, they will all want at least a telephone medical screening

Allclear Insurance
Freespirit Insurance
World First Insurance

Obviously_the_best

StaySure? Or Age UK? Both might be worth a look.

Iluvorkney

bluenoseam wrote: »

82 + cancer + USA and you're looking for "reasonably priced" - sorry to burst your bubble but that's not happening in a million years! There's three factors at play, cancer is arguably the worst of them, but that's amplified by age & location, two massive risks for the insurance industry, that's not going to come cheap.

Not looking for 20 quid. Given her age and situation we know it will not be cheap but reasonable is variable given different circumstances.
thanks

Iluvorkney

InsideInsurance wrote: »

Depends on how much she wants to risk. She could go with an insurer that excludes pre-existing conditions which will at least be a fair bit cheaper (insurance for an 82 year old will never be cheap) but evidently there is a risk that if she becomes ill with a cancer related issue then she'd be on her own to pay the bills

Thank you.This is something that has been considered if nothing else comes to light.
Cheers

jacci45

Try Insurewith, I am myself in remission and a lot of companies wouldnt cover me at all but I have used the company a few times for Europe and Worldwide.

Voyager2002

She is entitled to an EHIC, which in turn means that within Europe she can be treated on the same terms as a local person. So something like a Rhine cruise might be possible, since the bulk of the cost of any medical treatment that she might need would probably be covered by the German health service.

Obviously this strategy would require careful research: the quality of health care varies drastically across Europe, as does the proportion of its cost that would be covered by an EHIC.