Bank scam

GingerFurball_2

Pace_maker wrote: »

Don't speak for me, I have no fear if I go to the police the criminal will be convicted. I'm weary of the repercussion, I don't want my family to live their lives looking behind them all the time with the worry of something happening. If I'm forced to I will go to the police, but as I said before I'm playing it safe until then.

I'll post an update when things have progressed.

Of course, quite a sensible attitude to take. Much more sensible to live in fear of repercussions than live with criminals knowing your son can be used for their ends.

JuicyJesus

Pace_maker wrote: »

No one said anything about it being in zone 1, also it was an automatic deposit machine I never once said it was over the counter.

I can state with 100% confidence that no banks accept foreign cheques in automatic deposit machines. They are processed differently from normal cheques and cannot go through the UK clearing.

Someone is telling porkies.

Pace_maker

JuicyJesus wrote: »

I can state with 100% confidence that no banks accept foreign cheques in automatic deposit machines. They are processed differently from normal cheques and cannot go through the UK clearing.

Someone is telling porkies.

This is what I was told by Barclays, are you calling them liars then?

Cornucopia

Depending on the type of automated deposit in use, there's no way for a foreign cheque to be detected at the point of deposit.

Equally though, the automated deposit is a bit of a red-herring. Cheques from automated deposit machines are reviewed manually. This would apply especially to foreign cheques.

101problems

do you not need your card and pin to use a automated cheque deposit??
further damning your son im afraid

grumbler

JuicyJesus wrote: »

Let's look at the evidence so far. You have your son's account, which he reopened, and paid fraudulent funds into. His credentials were used. His account. His everything.

Apparently it's wasn't he who made a big withdrawal over a counter a there is a CCTV record proving this.

101problems wrote: »

do you not need your card and pin to use a automated cheque deposit??
further damning your son im afraid

I am not sure, but I recall that the PIN isn't required for a deposit.

27col

grumbler wrote: »

Apparently it's wasn't he who made a big withdrawal over a counter.
I am not sure, but I recall that the PIN isn't required for a deposit.

Both my banks require a PIN to do any sort of operation at the ATM.

JuicyJesus

grumbler wrote: »

Apparently it's wasn't he who made a big withdrawal over a counter a there is a CCTV record proving this.

But a CCTV record does not prove that he did not authorise the use of his account, and the fact that this person has his genuine card and PIN (which he should keep to himself) is a rather telling thing.

It is entirely possible for him to have been in on the fraud and got someone else to go in for him so as to give him an alibi.

This is what I was told by Barclays, are you calling them liars then?

No, I am calling either your son a liar or saying that you are mistaken.

grumbler

JuicyJesus wrote: »

But a CCTV record does not prove that he did not authorise the use of his account, and the fact that this person has his genuine card and PIN (which he should keep to himself) is a rather telling thing.

It does prove that it wasn't he who withdrew the money and that the bank failed to do their job of checking the ID properly. As I said above, cash limits for ATMs are in place for a purpose.

It is entirely possible for him to have been in on the fraud and got someone else to go in for him so as to give him an alibi.

It is a possibility. I always say the same when someone says that a CCTV record can prove that an ATM withdrawal was fraudulent.

27col wrote: »

Both my banks require a PIN to do any sort of operation at the ATM.

Yes, but if it's just about the PIN I don't see why one has to queue to the cashier to withdraw more than £200-£300.

[Deleted User]

If I was "the law" as a whole (police, courts, etc), I would be treating the kid a lot more leniently if he'd come and said "I've messed up; here's my story" (even if he didn't want to say who forced him to do it), rather than waiting, going "oops, you've got me... oh, but i didn't know... here's a story"...