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Recently Single Mum - MFW in 5 Years

135

Comments

  • AllYours
    AllYours Posts: 33 Forumite
    edited 21 November 2015 at 6:18PM
    Thank you all :blushing: ... the nice words and well wishes mean a lot.

    It's very muggy in East Yorks today...

    Okay back to MFW for today:
    *£10 coming from qu1dco in the next 5 days, that will become an OP.
    *Dig up potatoes to make potato salad for birthday party, and finish icing cake.
    *Something has been eating my lovely basil plant, so I have brought him indoors, pruned him, covered the remaining leaves in garlic oil and hopefully he may recover.
    *1p road kill ... lol
    *Return daughter's ill fitting new shoes back to Br@ntano and exchange for a different pair.
    *I have mixed a jar of @sda Sm@rtprice coffee with a jar of C@rte Noir (that was half price at £1.99) and it tastes like a lovely rich expensive coffee.
    *Meat scraps from my DM's house for the dog... enough for two meals. I personally never have any left over meat... so he thinks it's quite a treat.
    *I had a voucher for a free children's lunch at a local @sda caf!. Yesterday I took the LO for her lunch and I had a small latte. (£2.15.... which I put extra 'free' cream in so I could skip lunch.)
    *I like a glass of soda water with iced lemon on an evening but it is 45pence for 750ml. I bought a bottle of Sm@rt price sparkling water at 17p for 2 litres and had that last night instead. It was just as good as the soda water and it is 5 or 6 times cheaper.
    *I am cleaning the bathroom today using vinegar, a small amount of bleach and lots of elbow grease.
    *It was too wet to cut the grass yesterday... so I did it at 9am this morning before I collected LO from her fathers. On reflection, it was a bit inconsiderate.... poor neighbours, 9am on a Sunday morning. I must apologise later on, I just wasn't thinking.... I was deep in my own thoughts feeling annoyed about ex.
    *3.76 O/P from bank acc.
    *96pence back from @sda Guarantee.
    *Apply for Smart Swaps free children's exercise pack.

    I will update more later...

    Enjoy your Sunday.

    xx
  • Crumpets
    Crumpets Posts: 1,014 Forumite
    Hi Allyours, I love your lists. It sounds like you have a busy day ahead of you. I shouldn't worry about your neighbours, I bet most of them were up already;)

    I'm loving the sound of your home grown produce, unfortunately the slugs have had most of mine this year:( you have reminded me I need to did up my potatoes though :beer:

    Have a great day

    crumpets x
    Mortgage March 2011 £143,927.6
    Mortgage Feb 2019 £78,323.18
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AllYours wrote: »
    *96pence back from @sda Guarantee.
    You do realise that all money from Asda guarantee and money off coupons has to be paid off the mortgage straight away? It's the law :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • i agree with gallygirl and you may need to tilly tidy alongside that
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • AllYours
    AllYours Posts: 33 Forumite
    edited 20 July 2014 at 9:05PM
    Crumpets wrote: »
    Hi Allyours, I love your lists. It sounds like you have a busy day ahead of you. I shouldn't worry about your neighbours, I bet most of them were up already;)

    I'm loving the sound of your home grown produce, unfortunately the slugs have had most of mine this year:( you have reminded me I need to did up my potatoes though :beer:

    Have a great day

    crumpets x

    Thanks Crumpets. :) I like lists as they keep me slightly organised when I am naturally very disorganised.
    I organic garden too and the slugs and snails have been having fun with my lettuces, cabbages and spinach in particular. I have put egg shell, salt, copper wire and garlic around the produce and still the little blighters were feasting on my leaves. A beer-trap wasn't successful either so in the end I covered the cabbages and spinach in fine green netting and I have planted the lettuces in window boxes which I have on top of my gardening table. I don't think the slugs can be bothered to climb the table and the deep rim of the window box... they never bother with them now. Also I put a manky cabbage and a couple of rubbery potatoes in a corner of my veggie patch that is nice and accessible to slugs and pests and they love eating the mush that it is now... it must be easy pickings for them.

    Good luck with your potatoes, I bet they are lovely. I adore newly dug spuds... they are so buttery and rich. xx
  • AllYours
    AllYours Posts: 33 Forumite
    gallygirl wrote: »
    You do realise that all money from Asda guarantee and money off coupons has to be paid off the mortgage straight away? It's the law :D.

    I will definitely add the @sda guarantee to my O/P next time I do an @sda order.... every penny helps for sure... and I would never break an MFW law. ;) xx
  • AllYours
    AllYours Posts: 33 Forumite
    i agree with gallygirl and you may need to tilly tidy alongside that

    What's a tilly tally??? It sounds intriguing... should I Google it lol?

    xx
  • Tilly tidy is where you tidy any spare change in your bank account by making a debt or mortgage op. Some people do it to the nearest pound others to £5 or to £10.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • AllYours
    AllYours Posts: 33 Forumite
    Tilly tidy is where you tidy any spare change in your bank account by making a debt or mortgage op. Some people do it to the nearest pound others to £5 or to £10.

    I don't have spare £5's and £10's lol ... however even if it is just pennies, I shall do a Tilly Tidy once a week and scoop it straight into the O/P pot. Thanks for the info.:T xx
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AllYours wrote: »
    I don't have spare £5's and £10's lol ... however even if it is just pennies, I shall do a Tilly Tidy once a week and scoop it straight into the O/P pot. Thanks for the info.:T xx
    Once a WEEK :eek: You mean you don't check your bank balance every day :eek:.

    Ah my child you have much to learn :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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