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request ccas, debt suddenly gets passed back to the original lender
AngryDog
Posts: 445 Forumite
Anyone experienced this before?
As at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £12848
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £12848
0
Comments
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Anyone experienced this before?
Was the debt only "assigned" to the DCA ?
I take it this is to do with your other thread ?
If so happens all the time, what exactly have they said to you ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Different debt. Not that I know of, one of the debts Was owned by marlin but assigned to Mackenziehall. Both debts started with NRAM.
They have returned my cheques and said that they have passed back my account to the client.As at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £128480 -
Different debt. Not that I know of, one of the debts Was owned by marlin but assigned to Mackenziehall. Both debts started with NRAM.
They have returned my cheques and said that they have passed back my account to the client.
That's interesting, its there responsibility to pass the request on to the creditor, just send CCA request to original creditors instead then.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thanks. Sounds like they've got bothered by something?As at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £128480 -
I'll have to go through my paperwork, I ended up getting g rid of quite a bit this weekend as I didn't think I'd need old statements again.
Why do DCAs pass accounts back when a CCA request is made?As at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £128480 -
Probably because it's a hassle. Or they tell the creditor about the request and they recall the account.
Sometimes it happens without a CCA request so might not be linked to that.:beer:0 -
Thanks HB, just seems a bit coincidentalAs at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £128480 -
Is it worth my waiting until the original lender gets in touch with me before sending the CCA request?As at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £128480 -
CCA Marlin or wait. Up to you.Still rolling rolling rolling......
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SIGNATURE - Not part of post0 -
Marlin have given it back to NRAMAs at End of June 2014
Credit Cards - HSBC - £9422
Loans - NRAM £7500 & £128480
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