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Subsidance

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I have a problem getting a cheep deal on my buildings and contents insurance. In 2001 my neighbour had underpinning work done, a builder had damaged the concrete raft that the house sits on.
My quote are being doubled, on quote went from £196 to £375.
The underwriters are penalising me and it's not my house that had underpinning work done.
is this normal.

Comments

  • trev22
    trev22 Posts: 12 Forumite
    Part of the Furniture Combo Breaker
    Guys is there a definate deadline that you must keep getting the specialist house insurnace due to historiacl subsidance
    ?

    work done, some yeras back and no more issues, so can we go back to normal insurance quote now (cheaper)

    Thanks

    T
  • Quentin
    Quentin Posts: 40,405 Forumite
    Cheatah1 wrote: »
    I have a problem getting a cheep deal on my buildings and contents insurance. In 2001 my neighbour had underpinning work done, a builder had damaged the concrete raft that the house sits on.
    My quote are being doubled, on quote went from £196 to £375.
    The underwriters are penalising me and it's not my house that had underpinning work done.
    is this normal.


    How do you know your quote doubled?


    Your neighbour's house repairs should be irrelevant unless your house also suffered damage.
  • pvt
    pvt Posts: 1,433 Forumite
    Quentin,

    One post 9 months ago and never been back since...
    Optimists see a glass half full :)
    Pessimists see a glass half empty :(
    Engineers just see a glass twice the size it needed to be :D
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    pvt wrote: »
    Quentin,

    One post 9 months ago and never been back since...

    To be fair to Quentin, it was historical subsidence.
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