Thursday 3rd July - What Small DFW Things Will You Do Today?

mooomin

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

mooomin

Morning all

I've just about recovered from the disappointment of waking up this morning and thinking it was Friday

Today I will do:

Banking
Update YNAB
Take first bit of money out to pay the decorator
Buy the Sun - there's apparently a voucher for £5 of free fruit and veg in it :money: I need to check if it's valid in Scotland though...
Packed lunch
Walk four miles
Buy something quick and easy for dinner because the house is a mess and the freezer only has things I can use for "proper" meals.
Defrost mince to make chilli tomorrow in the slow cooker

Karen777

Today I will -
Not spend any money
Do the cleaning I have been putting off so far this week
Go for a walk
Make a cake

xJOJOx_2

I get the keys for my new house today :-)

Today's list -

Source free left over paint from pub to make a start
Double check prices are the best for all the white goods I need and order later tonight
Only buy what I need for today's decorating so I don't overspend and have to much
Decorate the kitchen as much as possible today
Check
Banking
Review budget
Drink lots off coffee :-)

determined_new_ms

Congratulations jojo! It's a fantastic feeling to complete on a house

moonin what are you having done on your house? Thanks for starting the thread! lol to thinking it's Friday!

princess_pea what was the car damage?

DFW things for today:

* checked banking
* received last lot of expenses from last job - £370 :T
* work out budget when dgd has a nap
* make birthday cake for dgd tomorrow
* dust & polish bedroom
* sand stair skirting board
* make rhubarb crumble with home grown rhubarb
* text dd about having dgd today at some point
* NSD? Possibly, but might need to get milk....
* load of washing & line dry
* continue looking for childminders - this is harder than I thought! Lots of them are term time only If I find one in the next town then I will need to drop dgd off at 7.30....
* check onepoll
* all meals from stores - think I'll make risotto with LO chicken
* chop & freeze mushrooms before they perish

Think that's my lot for today. Hope it's a lovely day for you all!

MinnieMousesMummy

Good morning everyone, I am up and on the go early this morning in the hope that I can get things done.
Mooomin – Thanks for starting the thread off this morning

My list for today
Do more business paperwork
Check online banking
Do some course work
Check free postcode lottery
Check Mr A prices
Spend an hour looking for freelance work
Check birthday bingo
Nectar adpoints
Do meal plan for July
All meals from stores
Look for bank letters
Get DH to do more work on the car
Finish doing laundry for client 1
Make a start on laundry for client 2
Do cleaning for client
Make a start on the paperwork for client
Write up work experience book
Go into town to get some items for work
Get an early night

I think that is everything that I need to get done today, hope everyone has a good Thursday x

princess_pea

Thanks for starting Mooomin, and fab news about the house JoJo :j

DNMS - Car was FREE!! :j:beer: It was a problem with the front exhaust, which they only changed a few weeks ago, so they've sorted it and didn't charge. So relieved and my car isn't making that awful sound anymore. Hooray! It should mean I don't spend anything on my credit card for the first time in months.

Today:

- All meals from stores

- Work on dreaded dissertation. I have set myself the deadline of 31st August (real deadline 30th September). Worked out I need to write 125 words a day to get it finished by end of August, so if I write more per day I'll get it finished earlier.

- NSD

- Free postcode lottery and surveys to check

- Banks to check

- Taking poochy for a nice big walk after work tonight

Have a fab day everyone

lilbert

- pick up sun newspaper for Morrison £5 voucher
- defrost curry for tea
- make cheesecake for pudding
- sort snacks for tomorrow
- meal plan & shopping list
- hoover and tidy

ziggy2407

Good Morning All

moomin - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Strange day today as son on his transition day (to senior school) but didnt need to be there while 9 and will be home just after 2 (??? thats never a full day). Todays little list:

Packed lunches for DH & DS - Done
Check Banks - Done
Check swapits - Done
Finish 3 frames & arrange collection -
Tidy -
Meals from cupboards/freezer -
Clear emails (& unsubscribe any no longer wanted) - wip
Nectar Adpoints -
Knit - find new project
Enter a few comps -
Read library book -
Check www.freepostcodelottery.com -
Enjoy the sunshine -

Have a great day, love you all xx

C xx

determined_new_ms

wow ziggy can't believe your son is starting secondary! How long have we *known* each other????

solvencyseeker

Hello all!


Moomin you are not alone - just asked my colleague if she can give me a lift to work tomorrow and she thought it was very strange that I was wanting a lift on "Saturday". She was so disappointed, bless.


This morning I sat and stared at the "debts" page on my spreadsheet for some time. I can't make the numbers change by the power of thought but it does help me focus and imagine how good it will feel when I see the numbers reducing each month.


I am at work and have brought a packed lunch with me. Breakfast was at home and we are doing very well with meal planning - smoked mackerel with rice and peas tonight.


I am off to @ldi after work with a list we carefully complied after looking through the cupboards, fridge and freezer and making a meal plan.


OH wants to take the car to the tyre place tomorrow as we had a warning on them in February when it had it's MOT. Also had a warning on the brakes which have since been fixed. Hope it won't be too expensive but I'm sure it won't be free - that was so lucky princess_pea - I hate taking the car in as it's usually extortionate!


Hope you all have a good day x