FD physical secure key v electronic secure key

katejo

Have some customers actually already started using these? I first heard about them months ago but i got nothing. I have now had an email from them and have to decide. I have read all the FAQ's but am still not sure which to go for. I do most of my transactions on a laptop as I want a full size screen but do also have the mobile app. for occasional use.
Would welcome any feedback before I decide.

grumbler

katejo wrote: »

I do most of my transactions on a laptop....also have the mobile app. for occasional use.

Why not just use the app then to generate the code for logging in on your desktop?

dingdong3000

Can the app code generator be used on a rooted phone?

grumbler

My Android is rooted. No problems.

[Deleted User]

I went for the physical one, purely because I mess about with my phone, installing different ROMs on it, and it was getting a bit annoying having to call them up every time to reinstall the app and key

dingdong3000

Ahh so you can only link it up to one phone..
I went with physical one too and yeah i tend to install different roms so this is best option for me.

ehlo

I switched from electronic to physical for the same reasons as billbennett

katejo

Thanks as that confirms what I suspected. The physical sounds a better option. Had considered doing without a key until I read that I would not be able to make payments to credit card providers without one (even though I had already set them up).

GingerBob_3

katejo wrote: »

Thanks as that confirms what I suspected. The physical sounds a better option. Had considered doing without a key until I read that I would not be able to make payments to credit card providers without one (even though I had already set them up).

Since when has that been the case? I haven't got one yet but there's no mention of that in the bumph. It says you can't set up new payment destinations. Why would there be a restriction on making certain types of payment but not others?

typistretired

You need the key for new payees only, secure messages, opening a new account online, ordering cheques etc.

katejo

GingerBob wrote: »

Since when has that been the case? I haven't got one yet but there's no mention of that in the bumph. It says you can't set up new payment destinations. Why would there be a restriction on making certain types of payment but not others?

Says it in the email which FD sent me earlier this week. States that I would be able to send to destinations already set up but then adds that some recipients including credit card companies will be excluded from this.