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Call Credit Sell Addresses

Call credit aka Noodle sell addresses! Be aware of this if you register with them. I was getting junk mail from capital one. I rang them up to ask them to stop sending me mail. The man I spoke to advised me that they had been given my address by Call Credit. My only dealing with Call Credit is registering for a free Noodle account. Please be aware of this before you register with this company. Unfortunately I have not had the chance to ring Call Credit to arrange for all my details to be removed from mailing lists, I will be doing so soon. Call Credit's geographical number is 0113 244 1555
Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
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Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    All the CRAs sell data as far as I am aware.

    But it's not as a result of you signing up for Noddle. You were already on their files.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Long long time since I signed up to Noddle, but think I recall some tick boxs on one of the signup screens that asked if they could pass my details to selected companies who may want to send me information about offers and product through the post or via email.

    But regardless, privacy policy says that:

    https://www.noddle.co.uk/privacy-policy
    Consent

    By registering to use the Services, you have consented to us using your credit report and personal information you have entered into the Website for such purposes as are necessary for us to provide the Services and otherwise as set out in this Privacy Policy, and for us to carry out the marketing activities referred to in the next paragraph. By registering to use the Services you have also consented to the use of cookies on our website, as referred to in the paragraph headed "Cookies" below.

    In addition, unless you have opted out we will also provide your personal information (but not your credit report or the Confidence Rating) to our group companies and selected third parties for the purposes of marketing including bringing other suitable products and offers to your attention.

    If you wish to change your consent at any time please contact us at [EMAIL="contact@noddle.co.uk"]contact@noddle.co.uk[/EMAIL]
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Hazzinho
    Hazzinho Posts: 742 Forumite
    All the CRA's do, you don't have to sign up with them. Top tip is opt out of electoral roll, guessing you didn't.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Can't say I have noticed any extra mail for Capital One so Ill say im not affected by it.
  • thebritishbloke
    thebritishbloke Posts: 1,472 Forumite
    Hazzinho wrote: »
    All the CRA's do, you don't have to sign up with them. Top tip is opt out of electoral roll, guessing you didn't.
    Just don't do this if you actually want to get accepted for credit anywhere.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi Datlex,

    I can confirm that Experian does not sell details for marketing when you sign up for CreditExpert or when you apply for a statutory report.

    Kind Regards
    Neil
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • I have not had any junk mail since signing up with them or the others.

    I would strongly disagree with the opting out of being on the electoral roll unless you mean tick the opt out section of the electoral roll which prevents them selling your address on
    I love green dots :T I hate red dots :mad:
  • thebritishbloke
    thebritishbloke Posts: 1,472 Forumite
    Hi Datlex,

    I can confirm that Experian does not sell details for marketing when you sign up for CreditExpert or when you apply for a statutory report.

    Kind Regards
    Neil

    So are you saying that you sell them when we don't buy credit reports? Gotcha.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I certainly wouldn't opt out of being on the electoral roll- I requested not to be on the edited register and ensure I re-tick this each reconfirmation.


    I usually tick or untick as appropriate to the relevant company the right to sell on my details.


    Fermi,
    thanks for your interesting post- it seems regardless of whether you consent or not Call Credit sell on details, this make explain why it claims to be free.


    Thanks also to the Experian representative for confirming they do not sell on details.


    I have contacted Call Credit now by phone firstly and then at the email address they provided and instructed them accordingly.


    Before anyone suggests it I have also registered with the MPS.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    edited 1 July 2014 at 5:37PM
    To add to Neil's post earlier, we do not make your personal credit report information available to firms to target marketing offers, whether you apply for your credit report or not. I think you'll find the deal with Noddle is that you get free report access in return for agreeing for them to share your name and address etc for marketing.

    James J
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
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