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LLoyds clicksafe

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  • Hellzapoppin
    Hellzapoppin Posts: 81 Forumite
    baggers02 wrote: »
    Thanks, but how does it protect me if I no longer have to enter a password for online transactions, I thought that was the whole point of verified by visa?

    Clicksafe/Verified by Visa doesn't protect the cardholder, it only protects the merchant. When a merchant is compliant with VBV they are immune to 'Fraud' chargebacks. A cardholder is protected by Payment Services Regulations, where the cardholder has to be refunded for fraudulent transactions.
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