Can I claim Housing Benefit if I'm a legal co-owner of a property?

notanewuser

Gilganjn wrote: »

I don't equate the crimes you described to what I'm currently doing to survive. It's a shame you see it that way but I won't be able to change your mind.

I know technically the family owe me but I'm in a difficult position as I don't want to cause stress on their marriage, they have kids which I'm close to. I'd hate to think I somehow negatively effected their childhood.

By making their parents pay their way? :rotfl::rotfl:

So they get to save £60k in rent, but you are on the breadline. And when you ask about it they're nasty to you.

Grow a pair, assert your rights, get a job and move out.

tomtontom

Gilganjn wrote: »

I don't equate the crimes you described to what I'm currently doing to survive. It's a shame you see it that way but I won't be able to change your mind.

I know technically the family owe me but I'm in a difficult position as I don't want to cause stress on their marriage, they have kids which I'm close to. I'd hate to think I somehow negatively effected their childhood.

Would you having a criminal record not affect their childhood? Imagine the bullying they'll get when their school mates hear about their uncle the benefit cheat! You'll find most that get prosecuted think their claim is justified, thankfully the courts disagree with them.

RAS

Has it occured to you that what you are doing is teaching the children that it is OK to live beyond your means?

And OK to shaft close members of your own family?

KaceyTray

Gilganjn wrote: »

I know technically the family owe me but I'm in a difficult position as I don't want to cause stress on their marriage, they have kids which I'm close to. I'd hate to think I somehow negatively effected their childhood.

You agree that getting JSA and HB in your situation would be wrong, but the fact that your sister won't pay rent to you for a house you co own, while you're struggling to get by is OK?

I'm sure its hard to confront your family members, but being homeless must be a lot worse. Go to CAB, get a solicitor sort your house out. If no one can afford to buy you out, and I'm pretty sure your dad can then make your sister pay you rent. You don't want to live in this property, so its your right to receive some income from her. If she pays a reduced rent, then I'm pretty sure she can pay a little bit of money to you. Assert your rights! Taxpayers aren't here to pay for a deposit for your house, especially considering many tax payers are nowhere near having their own home!

jellie

If your sister believes she has a stronger claim to the house now, how do you think she's going to behave when your dad passes away? Do you think she'll then start to pay any rent to you, or just decide she's entitled to live there rent free and you don't matter?

Better to have the difficult conversation with her now rather than when you've got other, far more stressful, things to deal with.

Why would you telling your sister and her husband that they need to pay market value rent affect their marriage?

Mojisola

jellie wrote: »

Why would you telling your sister and her husband that they need to pay market value rent affect their marriage?

Assuming that you three own one third each, she would only need to pay two-thirds of a market rent so she's still going to be living cheaply.

Your father needs to stop taking all the rent she's paying - part of that is yours.

Have your family always treated you so badly? I'd be ashamed if I was behaving like this towards a sibling.

Caz3121

You are fine to claim means tested JSA whilst you live in the property you part own
You cannot claim housing benefit for rent in a property you own
If you move out, the house will be capital and not your home so you will no longer qualify for JSA payment
The capital will exclude you from receiving any means tested benefits

You would be better remaining there until you get a job and can afford to move out (if you need to move)

Maybe you should discuss what the options are for the property in the future. I assume if your sister found she could not afford to pay the rent she would expect to live there for free (she would not be able to claim HB either) so why should you not if the house is as much yours as hers. If you cannot see that you are able to live together then one of you needs to be bought out, the property is sold or you accept that you will not qualify for benefits

silvercar

You are fine to claim means tested JSA whilst you live in the property you part own

This is true. I don't understand why people are saying you can't claim JSA while you live in a property you own (or part own).

booksurr

Gilganjn wrote: »

What if I didn't declare that I owned part of the house? Could I slip by undetected for about 3 months after which I'd stop the HB?

Because I haven't told the JSA that I'm a co-owner of the house, I've just said I'm living with friends.

I don't want to cheat the system, I want to use the HB money as a deposit on my own bedsit. The money would literally be used for housing me.

Gilganjn wrote: »

I did. In fact I asked a solicitor friend of a friend about this 2 months ago. He advised against it but didn't really go into specific details as to the risks and penalty involved for such a transgression.

you know full well that it is fraud as you have openly admitted on here

you do want to cheat the system

I hope you are caught out and punished

Annie1960

What sort of ownership of the house do you have?


Tenants in common? Joint tenants?

Your legal option is to put the house on the market, but this may depend on the way in which you own it.