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Desperate for Help Please
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I believe the insurance would be null and void as the vehicle was not legally on the road
Driving without MOT invalidates your insurance, and can also give you points on your licence. It's only not a problem if you're actually driving your car to get the MOT done.
No it doesn't. It's not an offence if you're driving to a pre booked MOT admittedly, but either way you're still fully insured. If you make a claim, it's likely you will be paid less for your own car, as they'll value it as less without an MOT.0 -
If his insurance was invalid then plod would have impounded the vehicle.
Neither driving a sorned vehicle or no MOT get points but I think the max fine is £1000 each.0 -
How did your partner get to work today? How will he get to work tomorrow?:heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.0
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No road tax, No MOT & SORN'd yet using the vehicle to go to work..... ?
He'll be very lucky if the insurance isn't invalid for such. The insurers , rightly so, usually have a caveat that a vehicle should be road legal this wasn't.
It wasn't an oversight, imagine if he'd had an accident or worse....He should go to jail.0 -
MissWhitehouse wrote: »No road tax, No MOT & SORN'd yet using the vehicle to go to work..... ?
He'll be very lucky if the insurance isn't invalid for such. The insurers , rightly so, usually have a caveat that a vehicle should be road legal this wasn't.
It wasn't an oversight, imagine if he'd had an accident or worse....He should go to jail.
An MOT merely states the car was inspected and would have passed the MOT at that particular time. It doesn't mean the car is road legal for the entire year, and equally lack of an MOT doesn't mean the car couldn't pass that day, and so is road legal. As has already been said, a vehicle can be driven on the road in certain circumstances without an MOT. He's also no better, or worse a driver for the lack of it.0 -
Nodding_Donkey wrote: »If his insurance was invalid then plod would have impounded the vehicle.
Neither driving a sorned vehicle or no MOT get points but I think the max fine is £1000 each.
Driving without MOT and tax is up to £1000, oddly enough driving SORN is a more serious offense. The vehicle could actually have been impounded.0 -
The advice suggesting you're insurance is valid is dangerous as people come on here and look for sound advice.
Insurance can be invalidated for a number of reasons. Not having an MOT is just one of them. I don't think road tax makes any difference but MOT certainly is. The advice is right in so much as it says that an MOT isnt a year long guarantee of roadworthiness, but not having an MOT is both criminal and will invalidate insurance.
I would check with your insurance company as you'll need to declare to them anyway.0 -
The advice suggesting you're insurance is valid is dangerous as people come on here and look for sound advice.
Insurance can be invalidated for a number of reasons. Not having an MOT is just one of them. I don't think road tax makes any difference but MOT certainly is. The advice is right in so much as it says that an MOT isnt a year long guarantee of roadworthiness, but not having an MOT is both criminal and will invalidate insurance.
I would check with your insurance company as you'll need to declare to them anyway.
No, it doesn't invalidate insurance. I would not advise contacting your insurer until you know what action the police are going to take, and then only possibly at renewal. Normally changes to your status, points, fines etc do not have to be declared mid term, so don't involve them yet. He had only been stopped, wait until the outcome.0 -
To the op, this isn't the right forum for insurance questions, as clearly the advice, though well meaning, is not correct in the majority of answers. I would pm the mods and ask for it to be moved to the insurance forum, or start a new one on there. Pepipoo is also a good site to ask about the MOT/SORN issue. You normally get advice. rather than judgement, - http://forums.pepipoo.com/index.php?showforum=50
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Thank you Nobbys*ts, I'm so so so worried that he gets banned that would just about kill us off.
Other people who are out there please do not 'shout' at us we know we have done wrong so don't need kicking in the teeth also.
I'm worried sick so I was asking for help.
Carol
p.s. How do I PM the MODS please?LBM 10/9/13 £40,571 (SCARY). NOW DECEMBER 2016 £31,805.
PROUD AND STILL SCARED BUT PLODDING.
SPC 5510
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