MSE News: Wonga to pay £2.6m after threatening borrowers with fake lawyers

beamerguy

Aquamania wrote: »

With all due respect, there doesn't need to be anyone called Barker or Lowe; it's was just a trading name - the company behind it is named.

Where was it proven these were actual names of Wonga employees? ... not that it matters, just interested.

And that is the fraud employed by Wonga, the only address given is of the purported Barker and Lowe to which people would reply as it is a letter heading. Pure deceit on behalf of Wonga

Deceit
the action or practice of deceiving someone by concealing or misrepresenting the truth. And that is what Wonga did.

As far as the names of employees you must ask the BBC and ITV how they found that out

beamerguy

rizla_king wrote: »

Just implying it or presenting it in a way likely deceive the average consumer is enough.

100% AGREED:beer:

Aquamania

beamerguy wrote: »

And that is the fraud employed by Wonga, the only address given is of the purported Barker and Lowe to which people would reply as it is a letter heading. Pure deceit on behalf of Wonga

Deceit
the action or practice of deceiving someone by concealing or misrepresenting the truth. And that is what Wonga did.

As it says at the bottom of the sample letter kindly posted by fermi:

Wonga.com Limited t/a Barker and Lowe Legal Recoveries.

:cool:

beamerguy wrote: »

As far as the names of employees you must ask the BBC and ITV how they found that out

I'll leave such corroboration up to you, as you were the one asserting it was already proven.

beamerguy

Aquamania wrote: »

As it says at the bottom of the sample letter kindly posted by fermi:
:cool:
It does not matter .... the point is being missed


I'll leave such corroboration up to you, as you were the one asserting it was already proven.

I heard it on BBC NEWSNIGHT so thats that one dusted

bigadaj

Alpine_Star wrote: »

Lawyers can only use the term ''could'' as it is not they who give effect to the law.

No, but they love the argument spat several hundred pounds an hour.

Not sure what you mean by effect the law, that's surely a mixture of parliament, the courts system and judges. Always the possibility of finding one of teh many senile judges to come up with an odd determination so can't ever say it's a clear case, very illogical system but then I'm a scientist and engineer so prefer logic and fact to impressive talk.

Alpine_Star

bigadaj wrote: »

Not sure what you mean by effect the law, that's surely a mixture of parliament, the courts system and judges.

Parliament makes law, lawyers argue law and courts give effect to law i.e. they implement it.

Alpine_Star

Aquamania wrote: »

With all due respect, there doesn't need to be anyone called Barker or Lowe; it's was just a trading name - the company behind it is named.

Barker and Lowe is not a trading name of wonga.com or Wonga.


It's completely contrived.


In fact Wonga.com (and indeed Wonga) are trading names themselves (of WDFC UK Limited).

Alpine_Star

Aquamania wrote: »

Where was it proven these were actual names of Wonga employees? ... not that it matters, just interested.

''Wonga has admitted the fake names used were all former employees at the firm''


http://metro.co.uk/2014/06/25/wonga-sent-fake-letters-to-scare-customer-4776108/

Aquamania

Alpine_Star wrote: »

Barker and Lowe is not a trading name of wonga.com or Wonga.


It's completely contrived.


In fact Wonga.com (and indeed Wonga) are trading names themselves (of WDFC UK Limited).

:huh:

Odd, I'm sure it says at the bottom of that letter

Wonga.com Limited t/a Barker and Lowe Legal Recoveries. ... Registered in England no. 6374235

A quick search on Companies House indicates this was the name the company was known as at the time of writing that letter back in 2010; the company changed it's name to WDFC UK LIMITED on 03/05/2013.

Alpine_Star

Aquamania wrote: »

:huh:

Odd, I'm sure it says at the bottom of that letter.....Wonga.com Limited t/a Barker and Lowe Legal Recoveries...

Yes I'm pretty sure it does too but it's irrelevant to the consideration of whether it's true or in fact entirely fictitious.


WDFC, Wonga or wonga.com have never traded as Barker and Lowe.