Address Discrepancy between Banks and Government

MercilessKiller

james.maperson wrote: »

I find it very surprising that your council aren't publishing the Electoral Roll until December, have you asked them to check whether you have registered within the rolling registers? It seems to me that you have amended the registration well before the Annual Canvass normally starts. If your amended registration is in the Canvass, then unfortunately it wouldn't be sorted by the time you need to apply.

The thing to bear in mind is that if you have linked addresses to both 86B and Flat 2, lenders will be able to find records behind both variations, as lenders check through each linked address during a credit application.

Email the CRAs and ask them to give you a report that shows your existing electoral registration. If you wish to change any addresses on accounts that are displayed on your report, you will need to contact the lenders directly.

Thanks James - I emailed the Noodle dispute address days ago and they still haven't responded Will see what happens!!!

If this blocks me from getting a mortgage I'm not going to be very happy!!!

MercilessKiller

Great - Noodle emailed me back saying I had to prove I was on the electoral roll to consider it a dispute.

I replied saying "Why don't you just do a search on the right address? That will show me as on the roll". Here we go...

Jabberwk

I had this exact problem: 15A vs Garden Flat, 15 vs Bsmt Flat, 15. I got it sorted out by emailing all three credit reference agencies, but I did have to send several emails for at least one of them, and argue about whether it was up to me to prove it. I think I finally got noodle to accept it by pointing out that one of the other agencies could find me at both variations of the address, so it was obviously a matter of public record.

MercilessKiller

Equifax don't seem to have email contact (only mail) unless you got an online credit report - How did you contact them?

I've emailed Experian and have an on-going conversation with Equifax. I'm assuming they just link the addresses somehow?

Thanks!

stclair

Alls you need to d

MercilessKiller

stclair wrote: »

Alls you need to d

I'd love to read the end of that? :P