MoneySaving Poll: Do you check your credit files?

27 Posts
Poll started 17 June 2014
Do you check your credit files?
In the last five years, credit checking has become far more important. It decides whether you get mortgages, contract mobiles, credit cards, even whether you can pay for energy the cheapest way.
One small error on your files, which are held at Callcredit, Equifax and Experian, can cause havoc.
So how often do you check? Which is the nearest to your situation?
Did you vote? Are you surprised at the results so far? Have your say below. To see the results from last time, click this.
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I think a lot of people will only check when they have been turned down for a product they expected to get.
Debt Free Diary https://forums.moneysavingexpert.com/showthread.php?t=6026621
Noddle is part of the Callcredit group - hope that helps!
Those of us who use Noddle aren't paying a monthly subscription so "I have an ongoing credit monitoring product with one agency" doesn't really fit, but the option "I check my credit files with at least one agency a year" doesn't seem strong enough.