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I used to have a monthly DD in order to check my credit file but had to cancel it when I was made redundant. It would be useful to be able to check it now to see the impact the redundancy has had, ie. being unemployed. Is there anyway this can be done?
I think it's certainly important to check before applying for important, life changing credit such as a mortgage, and products such as credit cards too.
I am currently in dispute with Orange/EE over a change they should have made to my mobile phone tariff but didn't; they have admitted they were in the wrong and even offered small compensation by way of recompense - so far so good. However, the other day I checked my credit files and guess what, Orange/EE have reported the account as being in arrears...
You can never be too careful; the moral of the story is always check and get your file amended if necessary before you apply for something you're really depending on!
