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Where to go for insurance after flooding?
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RickyC_IFSWP wrote: »If you're short on time, then you've got no choice I guess. But you could always take it up and continue to look for an insurer who will cover flooding too?
Your mortgage provider may not allow you to have a policy excluding flooding0 -
Your mortgage provider may not allow you to have a policy excluding flooding
Maybe.. But OP is facing the prospect of having no insurance at all otherwise, which I'd imagine would make mortgage provider unhappier."If you will change, everything will change for you." - Jim Rohn
I simply use these forums to share my knowledge, reinforce my learning and experience as an IFA. Please remember, if your circumstances are complex, speak with your local IFA from Unbiased or VouchedFor directories for regulated financial advice.0 -
Maybe try http://www.homeprotect.co.uk/property-condition/flooding-insurance?searchkeywords=%26esrc%3ds%26source%3dweb%26cd%3d1%26ved%3d0CCIQFjAA%2!!!!%3dhttp%253A%252F%252Fwww.homeprotect.co.uk%252F%26ei%3d8biaU7egEI3-PIbjgPgE%26usg%3dAFQjCNGqAZ-c-UYsnNOc7RNYPRaWOH7VvQ%26bvm%3dbv.68911936%2cd.ZWU
http://www.homeprotect.co.uk/insurance-for-all/insurance-refused?searchkeywords=%26esrc%3ds%26source%3dweb%26cd%3d1%26ved%3d0CCIQFjAA%2!!!!%3dhttp%253A%252F%252Fwww.homeprotect.co.uk%252F%26ei%3d8biaU7egEI3-PIbjgPgE%26usg%3dAFQjCNGqAZ-c-UYsnNOc7RNYPRaWOH7VvQ%26bvm%3dbv.68911936%2cd.ZWU0 -
Is there any way for OP to challenge the voiding of the insurance? They appear to have answered the questions asked by the insurer within the terms of the questions, and certainly to the best of their knowledge, so it seems unduly harsh and not treating the customer fairly for them to be penalised for this in such a way. Is there any avenue of onward complaint?0
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The broker I have used the last 2 years told me that Ageas specialise in flood claims so that is who I am with at the moment. I haven't made a claim so can't tell you how good they are when you need help though.0
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